your guide to money

Why should you take out credit life insurance? : Harlod 2010/06/29 What are the benefits of credit life insurance? From: Sam 2010/06/29 How much does it cost to take out life insurance cover? From: James 2010/06/29 We have a bond at Nedbank and requested a quote on a bond protector - in case either my husband or I should die or get retrenched.We have a bond of about R500000.00. Will it be possible to supply me with something like this? 2010/04/07 Which life cover would be best if I am interested in buying a property in the near future. I don't want to end with more than one policies. From : moahi 2010/04/07 As a 27 year old male what is the right age to take out a life insurance? Should the value of the policy vary with the age of the individual? From : Vanz 2010/04/07 At what age should I purchase life cover? 2010/04/07 When does my cover begin? 2010/04/07 Do I require a medical examination to qualify for life cover? 2010/04/07 Can you please advise as to the position of Life Insurers as it relates to someone who passed on as a result of an car accident where there are suspicions of excessive alcohol consumption. What would be their position especially if the policy was taken to cover a housing loan? 2010/04/07 Are there any Insurance companies offering Life insurance that do not need a medical examination in order to qualify for cover? 2010/04/07 Which life cover policies should I have as a low income earner of 100k pa I am 27 years old awaiting a child without a car and do not own a place. 2010/04/07 I would like to know about insurance to cover my bond when my wife or I pass away. At the moment we have one insurance policy which we thought was with: Hollard which is the Administrator and Guard Right which is the Underwriter and OOBA. (I do not know what they are but they also get my money). When reading their combined policy under the article death cover it stated that only when the first life insured passes on that the policy will pay out although their service centre confirmed that both me and my wife are covered, this paragraph still tells me that only when she as the first life insured passes on then only will the policy pay out, not when I die that mean that she will still sit with the bond payment. Please help and advice what to do as we have this policy since 2004 and never received any documents with a long correspondence we only received documents of this policy in January 2010. From: Vernon 2010/04/07 Not sure if you gents cover this but I'm giving it a shot. I've just resigned and the company has terminated my Provident Funds (Alexander Forbes) now I would like to transfer the money to another Fund instead of getting the money and having to pay tax on it. Do you have any suggestions or advise on what I should do or who I can contact? From: Charmaine 2010/04/07 I just want to know if I can take life insurance for my mother. She is a low income earner (R1500 pm) and has no matric. Is this permissible by law? My concern is my sisters should she pass on. From: Thuli 2010/04/07

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