| Minimum Income | R 3 000 |
| Interest Rate | 21 % |
| Max Credit Interest | N/a |
| Interest Free Period (Days) | 55 |
| Monthly Card Fee | R 35.00 + R 7.50 monthly credit facility fee |
| Transaction Fee | Free |
| Cash Withdrawal Fee - ATM | R 10.50 + 1.2 % (FNB ATM) |
| Cash Withdrawal Fee - Other Bank ATM | R 10.50 + 1.2 % |
| Cash Withdrawal Fee - Bank Branch | R 43 + 1.61 % (FNB Branch) |
| Cash Fee* - Own Bank ATM | R 10.50 + 1.2 % (FNB ATM) |
| Cash Fee* - Other Bank ATM | R 10.50 + 1.2 % |
| Account Payment - Own Bank ATM | R 9 |
| Transfer Fee - ATM | R 4.24 |
| Transfer Fee - Bank Branch | R 45 |
| Cash Withdrawal Fee - Overseas | R 31.50 + 1.61 % (ATM and over the counter) |
| Cash Deposit Fee - Own Bank ATM | R 5.50 + 1.2% |
| Balance Enquiry - Own Bank ATM | Free |
| Garage Card Fee | R 16 pm |
| Garage Transaction Fee | R 4.75 |
| Internet Banking Fee | Free |
| Second Card Fee | R 22 |
| Replacement Card Fee | R 150 |
| Travel Insurance | Travel insurance as part of travel benefits package - R185 annual fee |
| Card Protection | DiscoveryCard Protector |
| Benefits | Vitality cash back benefits. Added benefits for Discovery Health members. Activate Discovery miles . Discovery works on a tier dependending on your status. Rewards benefits increase as you gain Discovery levels. Rewards may only be spent at partners. Benefits only available to Vitality members. |
