| Minimum Income | R 3000 |
| Interest Rate | 20.15 % |
| Max Credit Interest | 0.75 % |
| Interest Free Period (Days) | up to 55 |
| Monthly Card Fee | R 24 (R 165 once off initiation fee) |
| Transaction Fee | Free |
| Cash Withdrawal Fee - ATM | R 4.00 plus R 1.32 per R 100 or part thereof |
| Cash Withdrawal Fee - Other Bank ATM | R 7.00 + R 4.00 + R 1.32 per R 100 or part thereof |
| Cash Withdrawal Fee - Bank Branch | R 35.00 + R 1.32 per R 100 |
| Cash Fee* - Own Bank ATM | R 4.00 plus R 1.32 per R 100 or part thereof |
| Cash Fee* - Other Bank ATM | R 7.00 + R 4.00 + R 1.32 per R 100 or part thereof |
| Account Payment - Own Bank ATM | R 8.00 |
| Transfer Fee - ATM | R 4.00 |
| Transfer Fee - Bank Branch | R 35.00 |
| Cash Withdrawal Fee - Overseas | R 40.00 + R 1.32 per R 100 or part thereof |
| Cash Deposit Fee - Own Bank ATM | R 10.00 + R 1.32 per R 100 or part thereof (min. R 17) |
| Balance Enquiry - Own Bank ATM | Free |
| Garage Card Fee | R 24.00 |
| Garage Transaction Fee | R 5.00 |
| Internet Banking Fee | R 8.00 |
| Second Card Fee | R 24.00 |
| Replacement Card Fee | R 130.00 |
| Travel Insurance | Free limited automatic cover with the option to purchase top-up |
| Card Protection | Option to purchase |
| Benefits | Worldwide acceptance at over 25 million merchants. Additional cards for your family members or partner. Automatic payment order (APO) so you don't have to remember to make your monthly repayments. |
