| Minimum Income | R 83 333 |
| Interest Rate | 13.5 % |
| Max Credit Interest | 5.75 % |
| Interest Free Period (Days) | 55 |
| Monthly Card Fee | R 171 pm + R 150 once-off initiation fee |
| Transaction Fee | Free |
| Cash Withdrawal Fee - ATM | R 3.95 + R 1.30 per R 100 |
| Cash Withdrawal Fee - Other Bank ATM | R 6.50 + FNB ATM fee |
| Cash Withdrawal Fee - Bank Branch | R 50.00 + R 1.65 per R 100 |
| Cash Fee* - Own Bank ATM | R 3.95 + R 1.30 per R 100 |
| Cash Fee* - Other Bank ATM | R 6.50 + FNB ATM fee |
| Account Payment - Own Bank ATM | R 7.00 |
| Transfer Fee - ATM | R 3.50 |
| Transfer Fee - Bank Branch | R 50.00 at FNB branch |
| Cash Withdrawal Fee - Overseas | R 30 + R 1.65 per R 100 (ATM or branch) |
| Cash Deposit Fee - Own Bank ATM | R 0.70 per R 100 (R 5.50 minimum) |
| Balance Enquiry - Own Bank ATM | Free |
| Garage Card Fee | Free |
| Garage Transaction Fee | R 5.00 |
| Internet Banking Fee | Free |
| Second Card Fee | Free |
| Replacement Card Fee | Free |
| Travel Insurance | Free travel insurance up to R10 million medical cover |
| Card Protection | Free lost card cover |
| Benefits | Free airport lounge access for cardholder and guest, free rewards programme (eBucks), free SMS notifications (inContact), Free Cell Phone Banking, AA Roadside Assistance (with Fuel card) |
