| Minimum Income | R 40 000 |
| Interest Rate | 14.25 % |
| Max Credit Interest | 9 % |
| Interest Free Period (Days) | 55 |
| Monthly Card Fee | R 152.92 |
| Transaction Fee | Free |
| Cash Withdrawal Fee - ATM | R 3.50 + R 1.28 per R 100 |
| Cash Withdrawal Fee - Other Bank ATM | R 6.50 + R 3.50 + R 1.28 per R 100 |
| Cash Withdrawal Fee - Bank Branch | R 30 + R 1.28 per R 100 |
| Cash Fee* - Own Bank ATM | R 3.50 + R 1.28 per R 100 |
| Cash Fee* - Other Bank ATM | R 6.50 + R 3.50 + R 1.28 per R 100 |
| Account Payment - Own Bank ATM | R 8.00 |
| Transfer Fee - ATM | R 4.00 |
| Transfer Fee - Bank Branch | R 18.00 |
| Cash Withdrawal Fee - Overseas | R 35 + R 1.28 per R 100 |
| Cash Deposit Fee - Own Bank ATM | R 6 + R 1.28 per R 100 (min. R 17) |
| Balance Enquiry - Own Bank ATM | Free |
| Garage Card Fee | N/a |
| Garage Transaction Fee | R 5.00 |
| Internet Banking Fee | R 16 pm |
| Second Card Fee | 2 free, then R 100 |
| Replacement Card Fee | R 120 |
| Travel Insurance | free travel insurance up to R4 million medical cover |
| Card Protection | |
| Benefits | Low interest rate balance transfer option for life of the transferred balance. No fees for first three months. SAA Voyager Air Miles Programme. |
