| Minimum Income | R 5 000 per month |
| Interest Rate | 21% |
| Max Credit Interest | 4.5 % |
| Interest Free Period (Days) | 55 |
| Monthly Card Fee | Free |
| Transaction Fee | Free |
| Cash Withdrawal Fee - ATM | R 15 |
| Cash Withdrawal Fee - Other Bank ATM | R 15 |
| Cash Withdrawal Fee - Bank Branch | R 48 |
| Cash Fee* - Own Bank ATM | R 15 |
| Cash Fee* - Other Bank ATM | R 15 |
| Account Payment - Own Bank ATM | |
| Transfer Fee - ATM | |
| Transfer Fee - Bank Branch | |
| Cash Withdrawal Fee - Overseas | R 15 |
| Cash Deposit Fee - Own Bank ATM | R 26 (Absa only) |
| Balance Enquiry - Own Bank ATM | R 5.50 |
| Garage Card Fee | Free |
| Garage Transaction Fee | R 5.50 |
| Internet Banking Fee | Free |
| Second Card Fee | Free |
| Replacement Card Fee | R 160 |
| Travel Insurance | Automatic travel insurance |
| Card Protection | Optional credit life insurance |
| Benefits | Free membership to Virgin VIP and Virgin Rewards programme with benefits and discounts on Virgin companies and other retailers. Airmiles apply to Virgin Atlantic only. |
