|
|
|
|
|
| Provider |
American Express |
|
| Minimum monthly income |
R10000 |
|
|
| Interest rate |
|
| a) Purchases |
11.90% |
|
| b) Cash/Garage |
21.40% |
|
| Debit interest - budget |
22.90% |
|
| Maximum credit interest |
4.75% |
|
| Interest free period (Days) |
up to 55 Blue and 50 Gold |
|
|
| Fees and charges |
|
| Card fee |
R 155 Blue, R 245 Gold |
|
| Transaction fee |
Free |
|
| Cash withdrawal fee - own bank ATM |
R3.00 plus R0.95 per R100 or part of |
|
| Cash withdrawal fee - other bank ATM |
R8.00 plus R0.95 per R100 or part of |
|
| Cash withdrawal fee - own bank branch |
R 1.15 per R 100 or part thereof Min R 17.00 |
|
| Cash fee* - own bank ATM |
17.00 |
|
| Cash fee* - other bank ATM |
17.50 |
|
| Account payment - own bank ATM |
R 6.00 |
|
| Funds transfer - own bank ATM |
R 3.00 |
|
| Funds transfer - own bank branch |
na |
|
| Overseas cash withdrawal fee |
R 27.50 : R 18 + R0.95 per R100 |
|
| Cash deposit fee - own bank ATM |
R 1.05 per R 100 or part thereof |
|
| Balance enquiry - own bank ATM |
R 1.70 |
|
| Garage card fee |
R 120.00 pa |
|
| Garage transaction fee |
R 3.25 |
|
| Internet banking fee |
R 22.80pm |
|
| Second card fee |
R 39.00 Blue, Free Gold |
|
| Replacement card fee |
Free |
|
|
| Features and benefits |
|
| Travel insurance |
Free travel cover including up to R4 million medical cover |
|
| Card protection |
International SOS cover |
|
| Notes |
Benefits include airport lounge access, travel consultants and concierge service to assist with travel bookings, Your Rewards scheme. Free travel cover including up to R4 million medical cover. International SOS cover. |
|
| * Cost to withdraw R1,000 |