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buying a home

MORTGAGE AFFORDABILITY CALCULATOR

The size of home loan you can borrow will depend on your disposable income; the amount of money left over from your salary each month after tax, living expenses and other debt repayments have been taken away.

The Justmoney.co.za Mortgage affordability Calculator will show you what size of home loan you could afford, and how much your monthly repayments could be.
 
    Mortgage Affordability calculator
What is your net monthly income?
Include you and your spouse's or partner's total gross income then deduct all your tax, PAYE and medical aid payment etc  
What are your monthly living expenses?
Include you and your partner's spending on groceries, entertainment, clothing, insurance and cell phones etc, but exclude your rental payments if you plan to move into the home you want to buy  
What are your monthly debt repayments?
Include all you and your partner's monthly credit payments, such as credit cards, store cards, loans, car finance and any other mortgages etc  
Justmoney.co.za has chosen BondBusters because it is completely independent and negotiates with more lenders than any other broker to find the right mortgage at the best interest rate. Your BondBusters Consultant will also advise you on the home that best suites your circumstances.
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Personal Loan
A personal loan is ideal for purchases of up to R30, 000, particularly if you want to pay the loan back over 6 months, 12 months, 2 years or longer. Click here to apply for a personal loan


Debt Consolidation
If you are a homeowner, debt consolidation enables you to roll all your smaller debts into a new mortgage. Click here to find out more about debt consolidation

If you are not a homeowner, you might be able to qualify for a personal loan, so click here


Debt Management
If you are struggling to make your debt repayments or you can't cope with your debt situation, debt management could help you. Click here to find out about debt management


Cheaper Credit Card
If you think you are paying too much debit interest on your credit card, then click here to search for a cheaper credit card


Cheaper Mortgage Rate
If you want a mortgage to buy a property or are looking for a cheaper mortgage, or perhaps a remortgage to pay for renovations, then click here to find out more about homeloans


Vehicle Finance
Vehicle finance can help you buy your car or truck in the most cost-effective way possible, whether privately or from a dealer. Click here to apply for a vehicle loan

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