I have been advised by my insurance that the premium for the vehicle has gone up, even though the vehicle has depreciated. They claim it is due to the increase in cost of motor spares, etc. How valid is this increase and can I refuse it?

I had a minor accident driving the school bus. I met two insurance agents, one of them said you are considered as a high-risk driver because of that accident, the other said ; no, the accident driving a commercial vehicle does not affect the quotation for your personal car use. Can you tell me which one is right?

How can I reduce my insurance costs?

I am the registered owner of the vehicle my son drives. He is independent. Can I insure this vehicle on my policy?

I have just read the article on violation cover. How does one know if they have such a cover in their insurance policy? Is it automatic, like sasria (sp?) cover is included with comprehensive cover? Is it the bank that asks for it, or the client? From: Ipeleng

What could I do if I am struggling to afford my insurance premium? Is there a way to get less coverage or reduce cost?

If I am renting a furnished house/apartment and some of the furniture belongs to me and all of the electronics belong to me, what is the best insurance solution? The owner of the house doesn't have insurance, can I take out a policy on my name to insure his goods?