MORTGAGE AFFORDABILITY CALCULATOR

The size of home loan you can borrow will depend on your disposable income; the amount of money left over from your salary each month after tax, living expenses and other debt repayments have been taken away.
The Justmoney.co.za Mortgage affordability Calculator will show you what size of home loan you could afford, and how much your monthly repayments could be.
Include you and your spouse's or partner's total gross income then deduct all your tax, PAYE and medical aid payment etc
Include you and your partner's spending on groceries, entertainment, clothing, insurance and cell phones etc, but exclude your rental payments if you plan to move into the home you want to buy
Include all you and your partner's monthly credit payments, such as credit cards, store cards, loans, car finance and any other mortgages etc..