All articles
Are payment holidays a wise idea in South Africa?
Before taking a payment holiday in South Africa, understand the costs, credit score impact, and better alternatives for your situation.
Treat yourself to savings
In honour of Workers' Month, we’re looking at how to keep more of your hard-earned money where it belongs – in your pocket. We all feel the pinch when the grocery bill climbs, but saving on the essentials isn't about going without. It’s about being strategic so that you can still enjoy the rewards of your labour. Here are five ways to shop smarter and make life more affordable – while keeping the fun:
Debt: How much is too much?
Is debt taking a huge slice out of your take-home pay? If more than 30% is going straight to creditors, it’s a warning sign. At 40% or more, it’s a flashing red light – and usually a sign that there’s too much month left at the end of your money. The good news is you can take back control. Here are three ways to restructure what you owe and get some breathing room back into your budget.
How to protect your family from life’s “what ifs”
We work hard to build a life for our families, but a sudden retrenchment or a health setback can quickly rattle those foundations. Resilience is having a few layers of protection in place, so that if the unexpected happens, you can keep the wheels turning. Here are three practical ways to build your own safety net:
5 Side-hustles to start this weekend
In the spirit of Workers’ Month, why not become your own boss on the side? Many of these ideas require very little to no cash to start – just your time and a bit of hustle.
Will debt consolidation hurt your credit score?
Worried debt consolidation will hurt your credit in South Africa? Learn how it impacts your credit score, card use, and long-term financial health.
Personal loan vs credit card: Which is more affordable in 2026?
Compare interest rates, fees, and total repayment costs of personal loans and credit cards in 2026. See real-world examples, expert tips, and tools to help you save.
How to qualify for a debt consolidation loan in South Africa
Learn whether you qualify for a debt consolidation loan in South Africa. Discover requirements, benefits, and how it can help pay off your debts.
Understanding debt consolidation loans
Confused about how debt consolidation loans work? Learn the pros and cons, and the credit score impact in South Africa.
How to get a business loan in South Africa
Learn how to secure a business loan in South Africa. Discover what banks require, the types of business loans available, and tips to prepare a strong business plan.
JustMoney's first large-scale survey, Money & Me: South Africans are struggling, but financially resilient
Some 5,500 survey responses reveal that despite substantial financial pressure, South Africans remain resilient and resourceful.
Struggling with car payments? Here’s how selling your car may help
Learn how to sell a financed car in South Africa, settle your vehicle loan, avoid default, and explore your debt counselling options.