All articles

Power surges - what’s covered by insurance?
Power surges can damage appliances and devices. We explore the extent to which insurance will cover this damage, and the steps you can take to prevent it.

What does a primary healthcare plan offer?
Primary healthcare plans can help meet your essential healthcare needs if medical aid is too expensive for you. We consider how to choose the right plan.

How to find the best personal loan for you
Personal loans are not created equal, and the loan amount, while important, is not the only criterion you should consider.

Are NFTs a safe investment?
Non-fungible tokens (NFTs) are an alternative asset class that appeals to younger investors. We investigate the safety and sustainability of this new investment product.

Disability cover – three mistakes to avoid
Disability cover is essential if you are earning an income, but the products are complex. We explore three mistakes policyholders make, and how to avoid them.

How to use your store card responsibly
A store card is a convenient form of credit, but discipline is required. We consider how you can maximise the benefits, and avoid racking up debt.

Affordable housing – you could own a property
With affordable housing solutions and government subsidies, the goal of owning a home may be closer than you think. We explore the options.

Is medical gap cover really necessary?
Medical aid grants you access to timely and adequate health care; however, payment shortfalls do take place. We consider the role of gap cover in these instances.

What to do if your bank account is “frozen”
Having your bank account blocked can be very frustrating. We examine why this happens, and the steps you can take to restore your account.

Your rights when defaulting on a credit agreement
Defaulting on a credit agreement can damage your credit score, but you do have recourse and rights. We outline these.

Should more food items be tax-exempt?
Food items that are VAT-exempt help cash-strapped consumers to save. We ask whether more foods should be exempted, and whether prices will continue to rise.

How to avoid having your car repossessed
Breaching the terms of a vehicle loan agreement can lead to car repossession. We provide some tips to avoid this costly and distressing legal scenario.

