All articles
The two-pot retirement system – balancing access with savings
The two-pot retirement system has been touted as a solution for cash-strapped South Africans wanting to access funds while preserving their long-term savings. JustMoney investigates.
How to identify predatory lenders
Disreputable, or predatory, lenders can trap you in an unsustainable debt cycle. We consider how to identify such lenders and how to access funds without them.
How do I know if I qualify for a loan?
Lenders look at several factors when determining whether to grant you a loan. We explore these criteria, and offer tips to improve your eligibility as a borrower.
What to consider before applying for a personal loan
Before you apply for a personal loan, several key factors need to be considered. We outline what to keep in mind before you click “apply”.
How to manage credit wisely
Responsible credit usage can help you achieve important financial goals. We explain how to use credit wisely.
How does debt consolidation work?
We unpack the ins and outs of debt consolidation, and outline how this solution could help free you from the burden of debt.
How to build your wealth from your first payday
If you start saving at the start of your career, you can reach your financial goals and enjoy your life on a monthly salary. A personal finance expert explains how.
Saving for your child’s university studies
Tertiary education in South Africa is expensive. But saving for it is easier on your pocket if you start early and do it consistently.
How to cultivate a psychologically safe workplace
To feel psychologically safe at work, staff must be free to take risks without fear of backlash. We explore how to nurture a trust culture in the office.
What’s the cost of divorce?
Divorce has a ripple effect on the couple involved, and their loved ones. It can also be expensive. We explore the cost of divorce, and related considerations.
5 Tips for achieving financial security
Developing and maintaining good money habits are vital for lasting financial wellbeing. We share five tried-and-tested tips to help you on your way.
“Money worries that keep me up at night”
Few consumers are free from financial stress. Three South Africans open up about the economic challenges that give them sleepless nights.