All articles

Is a personal loan a wise way to cover medical expenses?
Healthcare is becoming increasingly expensive in South Africa. We consider whether a personal loan can be used to cover shortfalls.

Why take out a personal loan?
We consider three ways in which personal loans can be used to your benefit, and whether this form of credit is something you should pursue.

Protecting yourself financially in a cohabitating partnership
Regardless of how long you’ve lived with your partner, South African law has no provision for asset ownership in common-law marriage. A universal partnership can address this.

Which bank offers the best home loan?
Choosing to buy a home is an exciting but stressful experience. We compare the home loan offers of South Africa’s biggest banks to help you choose the best option.

Can you budget if you’re a gig economy worker?
One of the challenges of being a gig worker is not having a regular salary. We have a look at how to budget if you have an unpredictable income.

Medical insurance versus medical aid – which is best for you?
Medical insurance tends to be less costly than medical aid, however, will you still be adequately protected?

Maintain your home for optimal property value
Home maintenance is an expensive but essential activity. We have a look at why it is important and how you can use it to optimize your property value.

Pet insurance – affordable or a luxury?
Pet insurance is rising in popularity. But how does it work, and are premiums affordable for the average pet owner?

How to prepare your car for a long-distance trip
We consider preparations needed to undertake a long-distance road trip.

Should you take out a loan or rent-to-own?
We compare personal loans to new finance models that are emerging, such as rent-to-own, which offers the same solution in a different format.

Why "insurance fronting" for your children is a bad idea
We examine the consequences of “insurance fronting” for your children and investigate legal ways to decrease your children’s premiums in South Africa.

Are you paying too much in bank fees?
We find out how you can bank with savvy, to best manage fees and charges.

