All articles

Offshore investing 101 – how much should you invest?
Offshore investing has significant financial advantages. We explore how to invest offshore and what it takes to secure great portfolio performance.

When should you invest rather than save?
Extra cash left at the end of the month? We have a look at the differences between saving and investing, and we find out how you should decide which one to pursue.

Investing for your retirement – which product to use?
Retirement annuities (RAs) and tax-free savings accounts (TFSAs) - which is better when planning for your retirement?

What do activist investors aim to achieve?
If you had the financial means to invest in a company so that you can enact the change you want to see in the world, would you do it? There is a growing group of individuals who would, and these are known as activist investors.

Does installing a tracker reduce your insurance premium?
Installing a tracker can increase the safety of your car and track it in the event of theft and hijacking. But what kind of impact will it have on your insurance premiums?

Is online shopping cheaper?
With the pace of life ever increasing, convenience has come to dictate the way we shop. Apps and shopping platforms are drawing us away from traditional purchasing methods to buy the products that we need in the comfort – and safety ...

The financial pressure youth face, and its impact on mental health
In an economy that’s ever more ailing, the effort to make ends meet can take a heavy emotional toll. This is the sad reality faced by South African youth, who have no savings to rely on or experience to leverage.

How to set up a debt-exit plan
If you know that you’re struggling to keep up with your debt repayments, it would be beneficial to set up a plan specifically to be done with your debt. This can help you gain control of your finances again.

Is it worth refinancing your car?
Vehicle finance is a long-term commitment. Once you sign on the dotted line, you’ll be locked into a contract for several years. However, it is possible to renegotiate your terms via vehicle refinancing.

Is short-term car insurance “temporary”?
If you decide to take out car insurance for two weeks while you search for a long-term policy, does this mean that you have temporary car insurance in place?

How much money do you need to survive?
With the rising cost of living, it may be unclear how much money South Africans need to survive, both while earning a living, and once retired.

How a credit card can raise your credit score
Credit cards allow you to buy now and pay later. But did you know that they can also be used to improve your credit score? We find out under which circumstances this is true.

