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How to spot a pyramid scheme
We explain exactly what a pyramid scheme is and the questions you should ask to avoid being taken in.

Prevent your home from being repossessed
When you take out a home loan, you don’t intend to falter on your monthly repayments. However, the unthinkable may happen and you’ll have to find a way forward.

What if a business encourages cash payments?
A business tells you that you will receive a discount if you choose to pay with cash. We consider the reasons certain businesses do this.

What is renter’s insurance?
As a lessee, it's important to consider renter’s, or tenant’s, insurance. We speak about its purpose and importance.

Q&A - Are you “adversely listed”?
Understanding adverse listings can be complicated. To help us come to grips with it all, Kriben Reddy, vice president at TransUnion Consumer, joined us for a Q&A session.

Do minors who earn an income have to pay taxes?
There are a select few minors who manage to earn an income. This may be through acting in local television shows, or by earning ad revenue on a YouTube channel. In either case, what does this mean when it comes to taxes?

Should you use your bank card while overseas?
Which card is perfect for taking on your travels, and which cards should you leave behind?

Surgeries NOT covered by medical aid
Cosmetic surgeries focus on aesthetics, while functional surgeries improve health. How does medical aid distinguish between the two?

7 Insurance musts for landlords
Insurance, while it can seem like a grudge spend, is a vital form of protection that landlords should consider. We spoke to an expert to find out more.

Why a shift to freelancing appeals to 80% of South Africans
It’s easy to imagine that with the rise of Covid-19, many employees lost their jobs in South Africa and started freelancing. However, a shift to freelancing already emerged prior to the pandemic.

Is it worth the penalty to settle your personal loan early?
If you have a personal loan, and you just received a bonus or an inheritance, you may be considering settling your loan in one go. However, did you know that this comes with penalties?

Can your credit score revert to zero?
If you’ve settled your credit-bearing accounts and you decide to close them, would your credit score eventually return to zero?

