All articles

How to qualify for a grant in South Africa

How to qualify for a grant in South Africa

18 October 2021 · Harper Banks

There are numerous social grants available in South Africa. We have a look at why social grants are important, and we detail which grants are available and how you can qualify for them.

What are debt collectors not allowed to do?

What are debt collectors not allowed to do?

17 October 2021 · Danielle van Wyk

Debt - if not managed - can seem like a dark cloud looming. But, you do have rights.

Should you authorise a minor on your credit card?

Should you authorise a minor on your credit card?

14 October 2021 · Harper Banks

If you have children who need to move around independently, it may be practical to authorize them as users on your credit card. However, is this the right thing to do?

Economic devastation sees rapid rise in debt counselling

Economic devastation sees rapid rise in debt counselling

13 October 2021 · Joshua White

A survey conducted by DebtBusters indicates that consumers are increasingly turning to debt counselling.

How criminals can hack into your bank account

How criminals can hack into your bank account

11 October 2021 · Joshua White

Internet-based fraud is constantly on the rise. We take an in-depth look at email and SMS scams, and SIM swaps.

How to spot a pyramid scheme

How to spot a pyramid scheme

10 October 2021 · Joshua White

We explain exactly what a pyramid scheme is and the questions you should ask to avoid being taken in.

Prevent your home from being repossessed

Prevent your home from being repossessed

7 October 2021 · Harper Banks

When you take out a home loan, you don’t intend to falter on your monthly repayments. However, the unthinkable may happen and you’ll have to find a way forward.

What if a business encourages cash payments?

What if a business encourages cash payments?

5 October 2021 · Harper Banks

A business tells you that you will receive a discount if you choose to pay with cash. We consider the reasons certain businesses do this.

What is renter’s insurance?

What is renter’s insurance?

4 October 2021 · Joshua White

As a lessee, it's important to consider renter’s, or tenant’s, insurance. We speak about its purpose and importance.

Q&A - Are you “adversely listed”?

Q&A - Are you “adversely listed”?

3 October 2021 · Isabelle Coetzee

Understanding adverse listings can be complicated. To help us come to grips with it all, Kriben Reddy, vice president at TransUnion Consumer, joined us for a Q&A session.

Do minors who earn an income have to pay taxes?

Do minors who earn an income have to pay taxes?

3 October 2021 · Harper Banks

There are a select few minors who manage to earn an income. This may be through acting in local television shows, or by earning ad revenue on a YouTube channel. In either case, what does this mean when it comes to taxes?

Should you use your bank card while overseas?

Should you use your bank card while overseas?

30 September 2021 · Staff Writer

Which card is perfect for taking on your travels, and which cards should you leave behind?