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Surgeries NOT covered by medical aid
Cosmetic surgeries focus on aesthetics, while functional surgeries improve health. How does medical aid distinguish between the two?

7 Insurance musts for landlords
Insurance, while it can seem like a grudge spend, is a vital form of protection that landlords should consider. We spoke to an expert to find out more.

Why a shift to freelancing appeals to 80% of South Africans
It’s easy to imagine that with the rise of Covid-19, many employees lost their jobs in South Africa and started freelancing. However, a shift to freelancing already emerged prior to the pandemic.

Is it worth the penalty to settle your personal loan early?
If you have a personal loan, and you just received a bonus or an inheritance, you may be considering settling your loan in one go. However, did you know that this comes with penalties?

Can your credit score revert to zero?
If you’ve settled your credit-bearing accounts and you decide to close them, would your credit score eventually return to zero?

Don’t let your credit score hinder your hiring
While filling out a job application, you may notice that your prospective employer would like your permission to view your credit report. But is this acceptable, or is it an invasion of your privacy?

Can you afford emergency surgery for your pet?
If your family pet collapses, you may be shocked by their medical bills, which could place you in long-term debt and ruin you financially. We consider how pet insurance can help with these costs.

3 Ways to check that a company is legitimate
With scams increasing at an alarming rate in South Africa, it’s important to check the legitimacy of every new supplier you plan to use.

What happens to the interest on your tax-free savings?
You may be interested in investing your savings in a tax-free savings account (TFSA). However, the amount you’re allowed to save in this kind of account is capped. So, what does this means for any interest you earn above the limit?

What does financial emigration entail?
Over the last couple of years, you’ve slowly been saving to move abroad. You’ve learned a new language, and mapped out all the places you plan to see. But should you take all your wealth with you?

6 Clever ways to spend your tax refund
After submitting your tax calculations to SARS, you may receive a tax refund. This is a tax break offered by SARS based on certain expenses. But what should you do with it? We have a look at six productive ways you can spend this money.

3 Facts to consider when cancelling your contract
If you’ve ever had a relationship end in a bit of a mess, you’ll know that some people are more difficult to break up with than others. The pain, the push back, the back and forth – it can be a difficult process.

