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Don’t let your credit score hinder your hiring
While filling out a job application, you may notice that your prospective employer would like your permission to view your credit report. But is this acceptable, or is it an invasion of your privacy?
Can you afford emergency surgery for your pet?
If your family pet collapses, you may be shocked by their medical bills, which could place you in long-term debt and ruin you financially. We consider how pet insurance can help with these costs.
3 Ways to check that a company is legitimate
With scams increasing at an alarming rate in South Africa, it’s important to check the legitimacy of every new supplier you plan to use.
What happens to the interest on your tax-free savings?
You may be interested in investing your savings in a tax-free savings account (TFSA). However, the amount you’re allowed to save in this kind of account is capped. So, what does this means for any interest you earn above the limit?
What does financial emigration entail?
Over the last couple of years, you’ve slowly been saving to move abroad. You’ve learned a new language, and mapped out all the places you plan to see. But should you take all your wealth with you?
6 Clever ways to spend your tax refund
After submitting your tax calculations to SARS, you may receive a tax refund. This is a tax break offered by SARS based on certain expenses. But what should you do with it? We have a look at six productive ways you can spend this money.
3 Facts to consider when cancelling your contract
If you’ve ever had a relationship end in a bit of a mess, you’ll know that some people are more difficult to break up with than others. The pain, the push back, the back and forth – it can be a difficult process.
How long does debt reflect on your credit score?
If you’ve ever had debt that you didn’t manage well, you may have wondered how long the debt would remain, or be retained, on your credit score. This is known as a “retention period” and it is governed by the law.
How to manage your loans to increase your credit score
Your credit score is one of the most important figures in your life. An impaired credit score can cost you job opportunities and sabotage your financial goals.
Does credit card travel insurance cover every ticket you buy?
Having used your credit card to purchase plane tickets for your family vacation, you find out that you will receive automatic travel insurance. But does this apply to every ticket holder?
When to give your family access to your credit card
If you are the main breadwinner in your household, you may find it beneficial to give your family members access to your credit card. This will allow them to make purchases on their own. However, this also comes with risks.
What happens if you don’t pay your taxes?
As a South African citizen, you are required to pay taxes on any income you earn. However, you may have wondered what would happen if you didn’t pay your taxes.