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How are you taxed on your retrenchment package?
Unemployment is one of the biggest problems in South Africa. The emergence of Covid-19 has exacerbated the situation, with a lot of companies retrenching their employees.

Will car insurance cover loss of income?
Imagine you’re stranded due to car trouble and you won’t manage to meet a deadline. This means you won’t get paid for your current project, and you may even lose a client.

How to collect money from people who owe you
There may be moments in your life where you have to call in your debts. Here are steps to ensure that you ultimately get paid.

Should you do your own bookkeeping?
If you’re running a small business, you may have baulked at the cost of hiring a specialist to take care of your bookkeeping. Instead, you may have wondered whether it’s possible to handle this yourself.

How to keep your banking details safe online
Online shopping has increased in popularity and, in many households, it’s become the norm. Gone are the days of transport costs and spending time in queues.

Critical illness and life cover – what happens if you move abroad?
Taking out insurance to protect your family and livelihood is a responsible decision. But what happens to this cover when you move abroad?

Paying off vehicle finance early
It’s a relief to pay off your debt, particularly when it comes to vehicle financing. But are there penalties for doing so? And how can you speed up your vehicle debt settlement?

What is DebiCheck and how can it help you?
The rising incidence of debit order abuse has called for a solution. This has arrived in the form of DebiCheck.

The difference between a credit score and a FICO score
When looking up information about your credit score, you may have come across something called a “FICO score” and wondered what it was.

Understanding income tax as a freelancer
Working for yourself certainly seems appealing. But, unlike those working for a company, you will have the added responsibility of taking care of your income tax.

Is your credit score valid in other African countries?
A good credit score allows you to access credit when you need it the most. However, will your credit score still help you land a loan if you move to a neighbouring country?

“Wrap fund” unit trusts – what are they about?
You may be surprised to find out that a wrap fund isn’t a fund at all. It’s often mentioned alongside unit trusts and investment managers might refer to it when discussing your portfolio.

