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How to ensure your credit report is up to date
Have you ever looked at your credit report and thought that the information displayed does not match what you know? You have paid your accounts, or you’ve completed the debt counselling programme, but it’s not reflected in your cre...
Saving and investing, what's the difference?
Saving and investing may appear to be the same thing, but there are stark differences between them.
What is the best long-term investment for women specifically?
What is the best long-term investment for women specifically?
Can your TV licence payments impact your credit score?
Everyone who owns a television in South Africa is liable to pay for a TV licence. But what happens if you don’t pay it? We have a look at how the license works, and how failure to pay it can impact your credit score.
At what age should you become a home owner?
As you move from one life phase to another, you may have wondered when is the right time to invest in a home, rather than continuing to rent. We have a look at the average age of first-time home buyers in South Africa.
Do credit cards encourage excessive spending?
A recent study by MIT Sloan investigated whether credit cards motivate consumers to “step on the gas” when it comes to spending. We consider the impact credit cards have on spending.
Unsecured debt 101: Use it responsibly
The emergence of COVID-19 has dramatically changed our lives. The financial impact has been sweeping and has resulted in massive job losses, business closures and salary cuts.
How to have a judgment removed from your credit report
If a judgment is issued against your name, you will soon notice its impact on your credit score. We have a look at what a judgment is, and we consider the steps you should take to have this officially removed from your credit report.
Does your business need a business bank account?
If you’re just kicking off your new business, the line between your personal funds and business finances may be a little blurred. At what point should you get a business bank account?
Do you need an ombudsman or an industry regulator?
If you feel as though your creditor or insurance company is taking advantage of you, you may be wondering where you can get help and whether there are organisations to protect you.
How to get the cheapest car insurance deal
Car insurance can add up to a hefty sum which eats into your income. It’s always best, however, to have insurance in place, and there are ways to minimise this cost.
The impact of inflation on your savings and investments
What does inflation mean for your savings and investments? We found out from some financial experts.