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Is there a secret to managing your overdraft successfully?
Having an overdraft facility on your credit card is a huge responsibility – especially since you can land yourself in too much debt. We have a look at whether there’s a one-step-fix-all action you can take.
What are traveller’s cheques, and when should you use them?
When travelling abroad you will have to make use of the local currency when purchasing goods and services. However, it’s not always feasible or safe to carry cash in a foreign country.
Stuck on a financial product? The cost of loyalty
When you find a financial product that works for you, you may stick with it. However, what happens when you unswervingly stick with the same product for 10 years?
Does your credit score take a hit when you request a vehicle finance quote?
Before you’ve had a chance to assess your credit score, you decide to get a basic quote on vehicle finance and find out where you stand in terms of credit. But you quickly find out that this impacts your credit score.
Why can’t you build your credit score before the age of 18?
When you turn 18, you will likely become interested in vehicle finance in order to claim your transportation independence. Alternatively, you may be interested in a credit card or insurance. However, your lack of a credit score may hinder your a...
Don’t fall for these credit repair scams
You may have received a notification from someone claiming that they can fix your credit score in a matter of days. Unfortunately, this is too good to be true.
Should you share a bank account with your partner or a friend?
If you’re living with your long-term partner or a friend, it’s likely that your finances have become entwined over the years and you no longer keep strict track of who owes who what. Perhaps it’s time to mix your financ...
How to protect yourself from financial fraud
Financial fraud is prevalent in South Africa, as it is globally. According to the South African Banking Risk Information Centre (SABRIC), cybercrime, in particular, is becoming even more common than ‘traditional’ bank crimes. In 20...
Rewards programmes are going mobile – how does this affect you?
Rewards programmes are going mobile – how does this affect you?
You can improve your credit score - here's how
Regardless of your situation, there are always steps you can take to improve your credit score. In this article, we’ll show you how you can achieve this with some planning and discipline.
Why are there different credit bureaus in South Africa?
You have probably heard about the larger credit bureaus in South Africa, such as Experian and TransUnion. But did you know that there are many more registered credit bureaus in the country?
Should you take out a personal loan for home renovations?
You have secured yourself a home, which may include a beautiful garden or patio, and an interior you’ve decorated to your unique taste. But what if you’d like to upgrade it even further? One option is to take out a personal loan an...