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How to pay your bills on time and save your credit score
The most crucial factor in ensuring a good credit score is meeting your monthly payments – in full, and on time. But how can you guarantee you don’t miss any payments?
What are your financial responsibilities in the funeral of your employee’s family?
When your in-home employee loses a loved one, your heart will go out to them, and you may feel compelled to contribute financially towards the costs of the funeral. However, this comes with a lot of uncertainty. How much should you contribute?
7 Emotions that impact your finances
We all strive to make rational financial decisions, to control our costs in the present and increase our future financial gain. However, what would happen if we allowed our emotions to take the lead in money matters?
Should you take out a personal loan for your wedding?
You may not have considered the costs of your wedding yet. We have a look at whether a loan could be an option, how to take one out responsibly, and what alternatives you have.
Can you go through life with a credit score of zero?
If you don’t have a payment history because you have never relied on credit before, the credit bureaus will assign you a score of zero. This means you are unproven as a debtor, and creditors will be sceptical to lend to you.
How to divide expenses among flatmates so that nobody feels disgruntled
If you’ve decided to take the plunge and move in with friends or family members, you may be faced with the question of how to manage household finances. We find out what you should consider.
What is “theft by finding” and could you go to jail for it?
“Theft by finding” is an offence, and you could land in deep water if you don’t understand it. We find out what this is, what the consequences could be, and what you should do if you find someone else’s property.
How to manage your money on a budget at varsity
High school is over, and it’s time to face the “real world”. This may include studying at a university or college and, in most cases, this means taking responsibility for your own finances. This is a giant step into adulthoo...
Does car insurance have a waiting period?
In South Africa, if you take out medical aid, you may be placed on a three-month waiting period before your insurance is considered active. But does the same apply to car insurance?
Everything you need to know about a Section 129 notice
If you’ve been struggling to pay your debt and your creditors have been calling you, then chances are you’re about to receive a Section 129 notice. But what is this document, and what does it mean?
Credit bureaus - what are they, and how do they set your credit score?
If you’ve ever applied for credit, you may have been told that they were going to contact the credit bureaus. But what is a credit bureau, and what exactly do they do?
Should you get a personal loan from a bank or a loan provider?
When you decide to take out a personal loan, you need to consider many factors which will help you determine how long it will take you to settle your debt. However, you will notice that you can take out a personal loan from the bank or from a lo...