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Shopping showdown: Where to buy your groceries
Food is becoming prohibitively expensive in South Africa. In January, StatsSA released a study showing that food and non-alcoholic beverages are some of the biggest contributors to inflation.
Why should you have car insurance?
It’s a big day when you finally hold the keys to your first vehicle. Your future looks bright, and you plan to take road trips with your friends and visit far-away relatives. However, this vision can be shattered if you’re involved...
Which debts can you include in your consolidation loan?
When you start debt consolidation, you will have the opportunity to bundle all your outstanding debts into a single debt. But which debts are you allowed to include in this process?
Should you buy a car?
There is no doubt that there are many benefits to buying your own wheels. For many people it’s the convenience that comes with it - being able to travel whenever you want.
Should you be taxed on your end of year bonus?
After a long year, you may be fortunate enough to be offered a bonus by your employer. This means that you will have the opportunity to spoil your loved ones, pay off your debt, or contribute towards your savings or investments. However, did you...
Steps to qualify for car insurance
By taking out car insurance, you will protect your vehicle. But before you can take out car insurance, you need to jump through a couple of hoops.
This is what you need to know about home loans
In order to afford a home in South Africa, many people take out home loans. But what exactly is a home loan, and how should you go about getting one?
How is debt consolidation different from debt counselling?
If you’re struggling to manage your debt and you decide to seek help, you will likely come across the terms “debt counselling” and “debt consolidation”. Although they sound like synonyms, these are two separate...
What factors colour your credit application?
When you apply for a loan, your prospective creditor will assess whether you can afford the monthly repayments. But what do creditors actually consider on your credit report, and what most interests them?
Is good debt a good reason to take out a personal loan?
When you’re in a pinch and you need to borrow money, you may reach out to a creditor for a personal loan. The upside of this kind of loan is that you can spend the money on anything you choose. However, just because you can use it for any...
What is a mortgage, and should you get one?
It’s a fairly common occurrence, especially in slow economies, for a family overwhelmed with bills to take out a second mortgage on their home. But how good an idea is this?
The costs you may encounter when renting
When you rent an apartment or house, you agree to pay the rental amount, and you may have to cover the cost of some amenities such as water and electricity. So then, which costs can you anticipate during the rental process?