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Can a personal loan save you money?
A personal loan can be a useful tool to achieve your financial goals. It can help pay for your children’s education, house renovations, and medical expenses. But can it be used as a tool to save you money?
For how many years can you “rule from the grave”?
When you pass away, you may have certain conditions set for your loved ones who will inherit your estate. But for how long can your wishes have an influence on your estate after you’ve passed away?
Honey, let's chat money
Studies indicate that money issues are a leading cause of arguments among couples. We examine the steps that you can take to better co-manage your finances.
Taking out a personal loan for a home deposit – is it wise?
When purchasing a home, you’ll often be advised to make a down payment to reduce interest and the amount you’ll pay back for the loan. Unfortunately, not everyone can afford this deposit right away and some resort to taking out a p...
Do you know what a hedge fund is? Find out how to invest in one
When you think of a hedge fund, you may picture cold-faced businessmen staring intently at large computer screens dotted with numbers and graphs. Hedge funds have an air of being out of reach and only being applicable to the uber rich. But this ...
What happens to your debt when you move abroad?
Imagine being offered your dream job in Europe and you need to report to your new office in a month. But before heading off, you need to get your affairs in order in South Africa. What happens if you have outstanding debt?
Car maintenance plan, service plan, and warranty: What are the differences?
When you buy a car, it may come with a maintenance plan, service place, and a warranty. But do you know the difference between these? We define these concepts and outline how they will benefit you.
Does your business have cyber insurance? Here’s why it should
Imagine your business falls victim to a data breach today. All your clients, who trusted you with their personal information, are now at risk. This is a horrible reality that many businesses have to face nowadays. But did you know that you can g...
Should you strive for an excellent credit score?
We often hear from financial experts that we should improve our credit score because it puts us in good stead with the credit providers – and it really does. When you have a good credit score, you’ll be in a favourable position to ...
What are the benefits of living in a “Zoom Town”?
With many careers moving online, work-from-home employees have realised they can live in smaller suburbs or towns at a lower cost and enjoy the benefits of a slower lifestyle, while keeping their jobs.
You can’t cash cheques anymore in South Africa – we find out why
In November 2020, the South African Reserve Bank (SARB) announced that cheques would be discontinued from 1 January 2021. But what guided this decision? We have a look at what the pitfalls have been of using cheques, and the consequences of remo...
The perks of investing in student accommodation
With the constant influx of new students entering tertiary institutions, there’s usually a steady demand for student accommodation. As an investor who’s interested in the property market, should you consider student accommodation?