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Who should be the main member of your medical aid scheme?
Medical aid plans are designed to accommodate families. But if you have two adults on the same medical aid plan, how can you decide who should be the main member?
Your retirement savings could be the key to owning a home
Many people would love to become home owners but don’t know or have the means to do so. However, there are many ways, and one of them includes using your pension or retirement savings to secure a home loan.
Can your credit life cover be increased?
Perhaps you have credit life cover. But will the amount you pay for this remain constant or fluctuate? Credit life cover can protect you when you’re no longer able to pay your instalments. But this does not mean that you need to be overch...
A guide to saving after retirement
Everyone knows that saving for your retirement is good for many reasons, such as not having to depend on social grants or your family, and sustaining the quality of the life you’re leading. However, many people think that once they ...
Try these ventures to earn a passive income
It’s sound financial sense to have more than one stream of income. By setting up a passive stream of income, you’ll earn more each month without having to dedicate too much extra time.
What can you do to become a millionaire?
Becoming a millionaire may seem like a pipedream. However, this doesn’t have to be the case. It may be more feasible to earn your first million than you think.
How to calculate interest on your loans
When you take out a loan, your credit provider will charge you interest on your repayments. This is essentially the monthly cost you pay to have immediate access to a lumpsum of money. But do you know how your interest is calculated?
Can you sell vehicle you bought on credit before you’ve paid it off?
If you’re no longer able to meet your monthly instalments on your vehicle finance, or you decide you’d like to buy a different car, will you be allowed to sell it and settle the debt?
What if your credit provider is overcharging you?
Every month you receive a statement from your credit provider explaining how they’ve calculated your next instalment and informing you of your remaining balance. But what if they’re charging you more than they should?
What's considered a good credit score?
When applying for credit, you will have to give your creditor permission to access your credit report. But how do you know whether your credit score is good enough to be approved for credit?
Small business owner? This is how to be tax compliant
As a small business owner, you need to ensure that your company is tax compliant. But with so many other things to focus on, and not being a tax specialist yourself, you may have overlooked something.
The impact of mental health on life cover premiums
When taking out life cover, your insurer will consider a range of factors when calculating your premium, including your health. But where does mental health stand in this regard?