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Everything you need to know about wills

Everything you need to know about wills

13 September 2020 · Athenkosi Sawutana

Death can leave a lot of confusion and chaos. What happens to your possessions when you die can have a profound effect on those you leave behind. But you can soften the impact by drawing up a will.

Young professional? Set up your personal finances for long-term success

Young professional? Set up your personal finances for long-term success

10 September 2020 · Isabelle Coetzee

As a young professional, you may have just started your first job and become financially independent from your family. This is a unique financial position to be in. So how should you arrange your personal finances for long-term success?

How to negotiate lower insurance premiums

How to negotiate lower insurance premiums

9 September 2020 · Isabelle Coetzee

Paying monthly insurance premiums can feel like a grudge purchase because you don’t see the benefits unless you find yourself in a sticky situation. But would it seem less so if you could pay lower premiums?

Is your credit score valid internationally?

Is your credit score valid internationally?

8 September 2020 · Isabelle Coetzee

Without a credit score abroad, you won’t be able to get decent rates for home loans or be approved for vehicle finance. We found out what happens to your credit score when you leave the country.

How to secure a government housing subsidy

How to secure a government housing subsidy

6 September 2020 · Athenkosi Sawutana

If you’re a South African citizen wanting to buy a house for the first time, the government can help you secure a home loan through a programme called the Finance Linked Individual Subsidy Programme (FLISP). How does this programme work a...

Are you legally required to work overtime?

Are you legally required to work overtime?

31 August 2020 · Isabelle Coetzee

Working overtime is a common practice in many fields. In some cases, companies have a culture where overtime work is expected of employees. But where’s the line between voluntary additional work and subtle coercion?

Which home office expenses can you claim from SARS?

Which home office expenses can you claim from SARS?

30 August 2020 · Athenkosi Sawutana

The new coronavirus has forced many companies to allow their employees to work from home. This may save costs for the employer, but it does pass them on to the employee. Many of these are costs tax-deductible.

5 Questions to ask about your investments

5 Questions to ask about your investments

29 August 2020 · Isabelle Coetzee

It takes diligence and patience to build an investment. Any financial adviser would encourage you to leave your growing lumpsum, in spite of small fluctuations in the market. However, at what point should you consider moving your investment elsewhere?

Who is responsible if you’re injured while working from home?

Who is responsible if you’re injured while working from home?

25 August 2020 · Isabelle Coetzee

Working from home allows companies to forfeit their office space, which decreases their costs. However, are they opening themselves up to new costs? An employer is responsible for the safety of an employee when they work from the office. But doe...

How to choose a tax practitioner – ask these questions

How to choose a tax practitioner – ask these questions

24 August 2020 · Isabelle Coetzee

Your friends and family may have advised you to hire a tax practitioner to make sure you remain tax-compliant. But how do you choose the right one for you?

Know your rights around your bank account

Know your rights around your bank account

23 August 2020 · Athenkosi Sawutana

Consumers have many rights when it comes to their bank account. However, just like any other rights, these are balanced by duties and obligations.

Advice for people buying shares in a company

Advice for people buying shares in a company

22 August 2020 · Athenkosi Sawutana

Perhaps there’s a company that you’ve always wanted to be part of or own, but you don’t have enough money to buy the company or the owner is not selling. Buying shares is one way you can ensure you’re a step closer to...