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How to secure a government housing subsidy
If you’re a South African citizen wanting to buy a house for the first time, the government can help you secure a home loan through a programme called the Finance Linked Individual Subsidy Programme (FLISP). How does this programme work a...
Are you legally required to work overtime?
Working overtime is a common practice in many fields. In some cases, companies have a culture where overtime work is expected of employees. But where’s the line between voluntary additional work and subtle coercion?
Which home office expenses can you claim from SARS?
The new coronavirus has forced many companies to allow their employees to work from home. This may save costs for the employer, but it does pass them on to the employee. Many of these are costs tax-deductible.
5 Questions to ask about your investments
It takes diligence and patience to build an investment. Any financial adviser would encourage you to leave your growing lumpsum, in spite of small fluctuations in the market. However, at what point should you consider moving your investment elsewhere?
Who is responsible if you’re injured while working from home?
Working from home allows companies to forfeit their office space, which decreases their costs. However, are they opening themselves up to new costs? An employer is responsible for the safety of an employee when they work from the office. But doe...
How to choose a tax practitioner – ask these questions
Your friends and family may have advised you to hire a tax practitioner to make sure you remain tax-compliant. But how do you choose the right one for you?
Know your rights around your bank account
Consumers have many rights when it comes to their bank account. However, just like any other rights, these are balanced by duties and obligations.
Advice for people buying shares in a company
Perhaps there’s a company that you’ve always wanted to be part of or own, but you don’t have enough money to buy the company or the owner is not selling. Buying shares is one way you can ensure you’re a step closer to...
The way financial control is used to manipulate a partner
There’s nothing wrong with supporting a loved one financially. However, there are abusers who, among other things, use financial control to trap their partner. So what are the signs you should look out for to make sure you’re not b...
Are employers responsible for work-from-home costs?
While working from home, you may quickly realise you’re spending more on data, coffee, and stationery. If your employer covered these costs while you were working from the office, then you may wonder whether they ought to continue coverin...
Do interest rates really matter when settling debt?
As the interest rate fluctuates, you may have wondered how it affects your outstanding debt. We look at how interest rates may affect your finances.]
Make your online shopping experience splendid
Online shopping has become a phenomenon over the years and since the Covid-19 lockdown, even more people are shopping online.