All articles

The way financial control is used to manipulate a partner
There’s nothing wrong with supporting a loved one financially. However, there are abusers who, among other things, use financial control to trap their partner. So what are the signs you should look out for to make sure you’re not b...

Are employers responsible for work-from-home costs?
While working from home, you may quickly realise you’re spending more on data, coffee, and stationery. If your employer covered these costs while you were working from the office, then you may wonder whether they ought to continue coverin...

Do interest rates really matter when settling debt?
As the interest rate fluctuates, you may have wondered how it affects your outstanding debt. We look at how interest rates may affect your finances.]

Make your online shopping experience splendid
Online shopping has become a phenomenon over the years and since the Covid-19 lockdown, even more people are shopping online.

What are the three phases of money laundering?
Money laundering seems like the kind of thing that’s only a concern in blockbuster films. However, South Africa is, in fact, considered a hotspot for money laundering. So, what does this actually entail, and what are the consequences of t...

Asset repossession - what banks want you to know
When you’re facing financial strain, it can be difficult to keep up with your debt. Unfortunately, if you refrain from paying your debt, your creditors have the right to take legal action against you. This includes repossessing your asset...

How to spend a lump sum for great returns
Imagine you win the lotto. Anyone in this position would be ecstatic! But once your excitement settles down, you’ll have to consider what best to do with this money.

How to identify an investment scam
Many people invest a lot of money for their future and that of their offspring. Unfortunately, some of them never reap the benefits because the investments were scams. Luckily, there are ways you can find out if an investment opportunity is too ...

Financial conflict can lead to divorce – here’s how to prevent it
Talking about money is an intimate matter, and it may be uncomfortable for couples who’ve managed to avoid this discussion. However, it will become necessary at some point or other. Do you think you’re ready to talk to your partner...

This is how much you should spend on accommodation
As your salary changes over time, your expenses will change too. But what if you’re spending an exceedingly large percentage of your income on accommodation? Is it feasible or even recommended in our current stressful financial climate?
COVID: Selling a house in the time of Covid-19
Selling your house can be one of the biggest challenges you’ll ever encounter in your life. This is not only because of the time and money spent investing in it and your accompanying emotions, but also because of economic factors. But is ...

Can your debt be cancelled?
If you constantly struggle to pay your debt, you may have considered asking your creditors to write off some - or all - of it. But this request is highly unlikely to be met with any success.

