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Be financially prepared to lose your job – here’s how
During uncertain times, it’s natural to be concerned about the security of your job. Regardless of your performance at work, you may be out of work if your company is no longer profitable. But what would that mean for your personal financ...
Should you save for a new car or finance it over time?
Buying a car is a long-term commitment. You either need to save up for it or pay it off over time, and the option you choose will depend on your personal circumstances and preferences. So, what should you consider when deciding which payment met...
Older people pay more for car insurance and other myths busted
When it comes to vehicle insurance there are nearly as many myths flying around as there are uninsured vehicles. The bottom line is that an insured vehicle is a safe vehicle that can save you a lot of money in the case of an accident. Yet, the m...
How much money do you need to move abroad?
Moving abroad means uprooting your life and transferring everything you have to a foreign country – including your finances – which can be both risky and expensive. So, what are the costs of doing this, and how much should you...
COVID: Getting real about employee benefits
In this part of our Covid-19 Content series we chat to an industry expert to understand how you can make the most of your employee benefits especially during this time, and why you shouldn’t be tempted into payment holidays or potential b...
What you need to know about emigrating with your retirement annuity
So, you’ve decided to move abroad. You’ve secured yourself a new job, arranged accommodation for yourself and your family, and you’re slowly moving your assets to your new home. But what will happen to your retirement annuity?
Are you indebted to SARS? Do this to avoid penalties
Whether you’re an employee or a contractor, it’s easy to fall behind on your taxes. With all the paperwork and distant deadlines, tax season may be over before you’ve even realised it arrived. Luckily, there are ways to...
Can you get a personal loan while under debt counselling?
You may find yourself in a financial rut, undergoing debt counselling. While you might consider taking out an additional personal loan – this may not be the answer to your problem. We explore the legalities and whether or not this is an o...
Why debt counselling is better than an administration order
If you are struggling with debt, there are a wide range of programmes that could provide some relief. However, in order to choose the best one, you must be aware of its benefits and pitfalls.
COVID: Can you claim for UIF if your salary has been cut?
The novel Coronavirus has put a lot strain on many employers’ finances. Due to the imposed lockdown companies have found themselves laying off workers, cutting working hours, and cutting salaries.
COVID: Will life cover pay out if you die from Covid-19?
With the global pandemic continuing to raise havoc and the rising infection rate in South Africa, you may have wondered what this could mean for your insurance products, such as your life cover. Will your insurer pay out if you pass away from co...
What’s the deal with underwriting?
When you apply for a long-term insurance policy, a financial adviser will ask some personal questions about your lifestyle, family history, health, and even ask you to take some medical tests. This process is called underwriting, but is it reall...