All articles
Can’t pay rent? This is what you should do
We all face challenging circumstances. For some of us, this may mean we’re unable to afford the basket of goods we usually purchase each month, and for others it may be as drastic as being unable to pay rent
Medical aid plans and health insurance - what’s the real difference?
It’s difficult to choose between a medical aid plan and a hospital plan because both offer medical cover and the differences can sometimes be hard to identify. What’s even more complex is how each is structured and the impact this ...
Will your retirement annuity pay out if you’re terminally ill?
Being diagnosed with a terminal illness, such as cancer, is distressing. Not to mention the financial implications of caring for yourself during this trying time. But what does this mean for your retirement annuity (RA)?
Travel insurance can rescue you when stranded in another country
Before travelling abroad, it’s always advisable that you purchase travel insurance. This insurance helps in case an unfortunate incident occurs. It covers not only your medical expenses when you get sick, but also the cost of transportati...
The 411 on funeral costs
You might not want to consider this while you’re in the prime of your life, raising your children, or planning towards something special, but death is inevitable and planning for funeral costs necessary. In these uncertain times anything ...
Are you tying the knot? This is how your tax will be impacted
In the rush to say “I do” to the love of your life, you might’ve forgotten about the tax implications of your union. Life is simpler when you’re single but when you get married, things become a bit more complicated.
Part 3: Debt rehabilitation explained
In the third part of our Debt-ucate series we explore which debt rehabilitation solutions are available, and what they entail.
What impact does compound interest have on your savings and debt?
Interest plays a big role in your savings and debt. It determines how much you’ll receive for keeping your money in the bank and it also determines how much you’re going to pay your creditors. But what power does compound interest ...
Times are tough, but keep your debt under control
While the whole world is going through a rough patch, you may also be feeling the pinch. With the country in crisis, it may be difficult to keep up with your debt instalments. However, abandoning your debt obligations is not the solution.
Travel ban – how to claim for the loss incurred
As with the recent Covid-19 pandemic, governments sometimes issue travel bans to prevent people from travelling to other countries. This becomes even more complicated if you’ve already planned and paid for your trip. How do you claim for ...
How to finance and insure a second-hand vehicle
Buying a second-hand vehicle may suit your budget better than acquiring a new one. But what impact does an older model have on vehicle finance and car insurance? We reached out to specialists in the field to explain what the financial implicatio...
7 Factors to consider when reading your loan agreement
Many people do not properly read their loan agreements. They just sign on the dotted line without realising that they could be signing their lives away. It’s important to review your loan agreement before and after taking out your loan to av...