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3 changes from the budget that will make you smile
When Finance Minister Tito Mboweni delivered the 2020 budget speech on Wednesday, it was a welcome surprise that value-added tax wasn’t increased.
It’s possible to change your marriage regime
Many people wed before they sign an antenuptial contract (ANC). This is especially practiced by people in customary marriages and those not clued up about the ANC. The law says if there’s no ANC before the wedding takes place, the marriag...
Keep this in mind when taking out new financial products
Adding a product to your personal finance portfolio, such as insurance or an investment, is a big decision. Each month it will take a chunk out of your salary, and you need to ensure you can cover it.
Are you overindebted?
With debt levels increasing at 13% more than income levels, South Africans are more debt-stressed now than arguably ever before. This is iterated by the National Credit Regulator’s (NCR) report that nearly half of credit-active consumers ...
The benefits of assessing investments regularly
It’s common practice to assess your personal finances annually. But how often should you check in with your investments? We found out from an industry expert when you should assess your investments and how to go about doing so.
Thinking of skipping your debit order payments? Don’t!
When you’re under financial strain, it’s tempting to think that you can skip your payments today and make up for it tomorrow. But the truth is, there’s no guarantee that tomorrow will be any easier financially
3 Ways to save for your child’s education
Tertiary education is extremely expensive, and even more so when your child has dreams of becoming a doctor, or lawyer for example. As a parent or guardian financing these dreams is often a concern. But it needn’t be if you plan ahead.
How to plan for medical expenses during retirement
It’s impossible to predict what your golden years will be like. The only way to ensure you’re not caught by surprise is to plan ahead. We got in touch with a financial expert to find out what you can do to ensure your medical expen...
Raise a deposit for your house in 5 steps
If you’re a first-time home buyer, you could be lucky enough to be approved for a 100% bond, but if you aren’t, a 10% deposit might be required. This could be a daunting prospect. However, a few financial tweaks t...
Get personal with your finances – and tie the knot
As time passes, your financial products may not live up to your needs. Therefore, it’s important to take stock of what you’re paying for and adjust where necessary. We got in touch with financial advisers to find out how you can ge...
Personal loan or business loan? The best way to finance your business
When starting your own business, you may have to rely on external funding. Perhaps you qualify for a personal loan, but would it be better to take out a business loan instead? We got in touch with a specialist to find out whether it’s bes...
What to do when you’ve been denied a home loan
After months of scanning property sites and attending showhouse after showhouse, you’ve finally found what you’ve been looking for. But your dream of owning a home comes crumbling down when you receive the news that you’ve b...