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Is it wise to start your business with your RA?
A retirement annuity (RA) is meant to help you save money to assist you during your retirement. RAs aren’t accessible until you reach the age of 55, or unless you move to another country, or are unable to work because of disability. ...
Retirement Annuity or TFSA – the best vehicle to save for your retirement
While you may be thinking about saving for your retirement, it can be difficult to decide which savings vehicle to choose. Some people are happy putting their money in their tax-free savings account (TFSA) while others lock it in a retirement an...
How new drunk driving laws may affect your car insurance
South Africa’s drunk driving culture is one of the worst globally with an estimated half of all road accidents being caused by drivers who’re under the influence of alcohol.
What happens to your credit score when you dispute it?
There are times when you might doubt the accuracy of your credit score. But can you call the credit bureau and lodge a dispute?
3 changes from the budget that will make you smile
When Finance Minister Tito Mboweni delivered the 2020 budget speech on Wednesday, it was a welcome surprise that value-added tax wasn’t increased.
It’s possible to change your marriage regime
Many people wed before they sign an antenuptial contract (ANC). This is especially practiced by people in customary marriages and those not clued up about the ANC. The law says if there’s no ANC before the wedding takes place, the marriag...
Keep this in mind when taking out new financial products
Adding a product to your personal finance portfolio, such as insurance or an investment, is a big decision. Each month it will take a chunk out of your salary, and you need to ensure you can cover it.
Are you overindebted?
With debt levels increasing at 13% more than income levels, South Africans are more debt-stressed now than arguably ever before. This is iterated by the National Credit Regulator’s (NCR) report that nearly half of credit-active consumers ...
The benefits of assessing investments regularly
It’s common practice to assess your personal finances annually. But how often should you check in with your investments? We found out from an industry expert when you should assess your investments and how to go about doing so.
Thinking of skipping your debit order payments? Don’t!
When you’re under financial strain, it’s tempting to think that you can skip your payments today and make up for it tomorrow. But the truth is, there’s no guarantee that tomorrow will be any easier financially
3 Ways to save for your child’s education
Tertiary education is extremely expensive, and even more so when your child has dreams of becoming a doctor, or lawyer for example. As a parent or guardian financing these dreams is often a concern. But it needn’t be if you plan ahead.
How to plan for medical expenses during retirement
It’s impossible to predict what your golden years will be like. The only way to ensure you’re not caught by surprise is to plan ahead. We got in touch with a financial expert to find out what you can do to ensure your medical expen...