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4 Steps to turn around your debt
For many of us, January is the month to set goals, find renewed motivation, and make changes to areas of our lives where we feel that they’re needed. But let’s be honest, as the year and the motivation dwindles, these goals are oft...
Best travel cards offered by top South African banks
Planning a trip abroad involves a lot of administration. You need to consider travelling arrangements, reasonable accommodation, and a daily itinerary. But have you considered how you’re going to pay your bills once you arrive? Besides co...
Best ways to save your money short-term
For many, it seems close to impossible to save when spending on holiday getaways, Christmas gifts, while also trying to ensure there’s money left to survive January. Justmoney takes a look at the best ways you can save during the short term.
How to handle a tenant’s deposit
When you get a new tenant, you’re likely to put them through a thorough vetting process, and use the tenant’s deposit as insurance that your contract will be abided by. However, are you aware of the legal requirements regarding a deposit?
What will happen if you lie on your life insurance application?
If you're considered high risk, your insurer will likely charge you higher premiums. Therefore, it may be tempting to lie on your application. But this could have dire consequences. We got in touch with insurers and found out what these conseque...
My employer ceased contributing to my pension – what now?
According to the Financial Sector Conduct Authority (FSCA), employers stop contributing to the fund mostly because of cash-flow problems. This at times could be due to lack of income or a difficult economic climate. But what do you do when you...
Parental benefits – what has changed?
Until recently only female contributors were allowed to apply for maternity benefits at the Unemployment Insurance Fund (UIF) when taking parental leave. But this has changed as fathers are now also entitled to some parental benefits when they w...
Everything you need to know about putting your house in a trust
As one of your most valuable assets, it’s natural to want to protect your house. Some people do this by putting it in a trust. Is this the right thing to do?
The bank took money from my account – is this allowed?
You’ve just deposited money into your account and suddenly you see a notification from your bank. Money has been deducted from your account to pay the outstanding debt you have with the bank. Is this allowed?
How much does it cost to draft a will?
Having a will allows you to determine who inherits your property when you die. We consider the costs of drafting a will.
Is your home correctly priced for the market?
The property market is typically in either one of two phases, a buyers’ market or a sellers’ market. According to real estate experts, we are currently in a buyer’s market. For this reason, it is important as a seller to cor...
Fuel rewards programme – how to fill up on petrol and points
South Africa’s volatile economy has often meant that factors like the fuel price bear the brunt. This year alone the country’s fuel price has fluctuated by between R1.50 to almost R3, which has put increasing pressure on motorists....