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Retrenched; which payments are you entitled to?
In the current economic climate, retrenchments are a regular occurrence. If you find yourself on the receiving end, you may have questions about the payments that are due to you.
Can you afford a personal loan?
Thinking about taking out a personal loan? Learn how to assess your affordability, understand the risks, and make smart financial decisions before you borrow.
Money Savvy Kids: Are you looking to start your own business?
Are you looking to start your own business, but finding that the process can be overwhelming? From sales, marketing, and operational teams to budgets and cash flow, there is quite a bit that goes into starting one’s own business.
A business can also have a credit score
You know your credit score is a reflection of your personal creditworthiness. If you manage to maintain a high score, you gain access to better rates and more personal finance products. But did you know that your business can also have a credit ...
New homeowner? Be aware of these extra expenses
You’ve overcome all the hurdles of buying a home. You’ve managed to pay your deposit and your closing payments, and now you’re a proud title deed holder. However, there are other expenses waiting around the corner. Are you prepared?
What does it mean to be blacklisted?
The term ‘blacklisted’ has typically meant that you as a consumer are in arrears with an account or have a judgement against your name for an account.
How to build a good credit record
Credit scores range from 300 to 999, depending on the credit bureau. The higher your credit score, the more likely you will qualify for credit. If your score is below 620 it’s unlikely that you will get credit. However, there are things y...
Your biggest credit conundrums – answered
Understanding your credit health is one of the most important factors in managing your finances. This is because it gives you insight into your debt, your borrowing ability, and your financial history. While many understand this, there are still...
Why is a good credit record important
Your credit record is not only an indicator of your financial health, but it is used by lenders when determining whether to grant you the credit you may have applied for.
Avoid debt collectors, choose debt counselling
There are two things you can do when you are struggling to pay your debt. You can either let your creditors hand your debt over to debt collectors – or you can let debt counsellors help you deal with your debt.
Retail notes - an easy investment option for new investors
Being a newbie in the world of investing can be challenging because you don’t know where and how to invest. With so many investment options, you could easily be befuddled. Justmoney looks at how retail notes can help you cut your teeth in...
Can you take out vehicle finance on an old vehicle?
As it turns out, creditors have several concerns regarding cars older than 10 years. Justmoney has a look at why creditors are sceptical of older vehicles and what you can do to get around this.