All articles
One retirement, so many funds – pick the right one
Saving for retirement should be one of your priorities. However, it can be confusing to choose between a pension fund, provident fund, preservation fund, or a retirement annuity if you’re not familiar with them.
Which funeral cover lays your worries to rest?
A funeral can be as expensive as R50,000, depending on the type of funeral you want. That is why purchasing funeral cover is important. However, you don’t have to accept every offer that is put on the table. Shopping around can save you a...
e-Wallets are convenient, but at what cost?
Capitec Bank is the latest bank to hop on the cash-send bandwagon. E-wallets changed the banking landscape forever, since it allows consumers to send money to people who don’t have bank accounts.
Compare debit order fees and save
Setting up a debit order ensures that you don’t miss any payments and have proof of payment should any problems arise between you and your service provider. But this convenience comes at a price. Banks will charge for every transacti...
Which one should you get first - life cover or a retirement annuity?
Financial planning can be a brain-racking process because it means making difficult decisions such as choosing the most suitable products for you. The one challenge faced by those who are financially constrained is which product to choose: life ...
Should you save or invest your money?
While saving means putting away cash for future use, investment involves purchasing assets which will yield good returns in the future.
Retirement annuities compared – pick the one for you
When selecting an RA you must know the type of annuity you are investing in. Retirement annuities are divided into two categories: traditional and new generation annuities.
Recent tax changes – how do they affect you?
In January this year, various amendments to the Taxation Laws Amendment Bill and the Tax Administration Act were announced. While some changes will benefit you, others could be to your disadvantage. Justmoney looks at how some of the recent chan...
Claiming from RAF – should you lawyer up?
A claim against the Road Accident Fund (RAF) can take up to five years before settlement. In trying to secure payment faster, should you appoint a lawyer rather than approaching the RAF directly?
Medical aid questions to ask before switching employers
Taking on a new job can be extremely exciting with its new possibilities and probably better pay. However, it can have implications on your medical aid.
How much do you need to earn to buy property?
Buying your first property may be daunting. There are so many factors to consider, such as the state of the neighbourhood you’re looking in and the property market at the time. But what about your financial situation? Which factors will i...
5 Ways to fireproof your house
It’s a fact that some homes are more prone to fire than others. A tragic example of this is the horrific 2017-Knysna wildfires in which people lost their lives and homes. How can you fireproof your house? Justmoney learnt five things you ...