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Don’t wait until the well has run dry …
With dam levels at record lows and severe water restrictions in places, few Capetonians could have escaped recent warnings that the pipes would soon run dry. A bit like older people and their money. And despite the ramping up of water restrictio...
A chastity belt for your savings
We get it: you struggle to save. And it may not be your fault. According to a scientific study on 15 000 Swedish twins, some people have a lower propensity to save than others due to the genetic component underlying their time preferences and se...
Surviving the summer heat, smartly
We’re in the heart of summer as temperatures across the country soar. While we are all aware of the basics and do well to take care of ourselves by staying hydrated and protected from the harsh heat, we may still be doing things that are ...
Business outlook for 2018
January typically signals the developing of a game plan, whether it be to get fit and healthy, travel, actually finish that book you’ve been wanting to or simply budget better. This is no different when it comes to business. So, if you fi...
How to apply for a student loan in 2018
A good education is an investment in your future, but it hardly comes cheap. Unless you are the recipient of a bursary or are benefitting from parents who diligently saved, you may be considering a student loan. Moneybags journalist, Danielle Va...
Reason wins in the active v passive management debate
Although index funds have been around for 40 years in the US (and around 10 years in South Africa), active funds are still the default. But the tide is turning toward index funds in a big way globally as awareness increases. These are some of th...
How to build an emergency fund
Imagine getting out of your driveway with a box of your office belongings. As you climb the stairs you recall your boss unapologetically saying, “You’d be a better fit elsewhere”.
‘Drought charge’ receives nearly 60 000 comments
Capetonians have until midnight to comment on the drought charge, which may be implemented for three years from 1 February.
Rand to weaken if status quo remains
After the Rand strengthened in December with the election of Cyril Ramaphosa as the president of the African National Congress (ANC), one critic believes it may weaken if change is not enacted.
Study for free through UNISA this year
The end of December marked President Zuma’s announcement that the National Student Financial Aid Scheme (NSFAS) will be increasing their funding for first time university or Technical Vocational Education and Training (TVET) students from...
Even unborn children can get life cover
They nick their hands while hanging from trees, and scrape their knees as they trip over their toys. But like the Nokia 3310, children are durable. So why do some parents feel the need to take out life cover for them?
New year, new car
The start of the year may have you enthused to roll out some new resolutions. For some this may mean actually getting to the gym or finally learning to cook. Parents may be considering a car purchase for their children, who will now be travellin...