Articles by Angelique Ruzicka

Discovery Vitality makes U-turn in earning Vitality rewards
This week Discovery made a U-turn in some of the ways in which Vitality members earned rewards points. The insurance company added that it would be introducing more opportunities to earn fitness points, including new categories for heart rate wo...

10 Money tips for women
It’s Women’s Month and while we’re meant to commemorate the more than 20,000 women who marched on the Union Buildings on 9 August 1956 it has become a month in which companies increase their attention and advertising might o...

Four pay checks left before Christmas
There are just four pay checks left till the end of the year before the festive season starts. If you got into debt last year now is the time to put some simple money-wise plans in place to help ensure a stress-free holiday and a debt free start to 2017.

FNB launches own smart phone and unlimited calls package
First National Bank (FNB) has launched its own branded FNB smartphone, claiming it wants to fully integrate banking and customer mobility.

Discovery survey: Top 20 hospitals announced
The Discovery Health patient survey scores (PaSS) for 2015 were released this week. Discovery Health said it collected data on South African hospitals from structured surveys conducted among adult members of medical schemes Discovery Health admi...

Debit order disputes result in legitimate transactions being cancelled
The ease at which direct debits are being disputed are increasingly resulting in people contesting legitimate debits such as debt counselling obligations, mortgage repayments and other forms of debt repayments. This form of abuse is setting cust...

When’s the best time to trade or sell your car?
Cars can be expensive to run and maintain so if you need to downgrade you can always trade in or sell your car. A cheaper car will ease pressure on household finances in a number of ways. But there’s a right and a wrong time to sell your ...

What you need to know about the Special Voluntary Disclosure Programme
If the terms of the SVDP feel alien to you, I’ve interviewed Kyle Mandy, partner at PricewaterhouseCoopers (PwC) to explain the details. Yes, I’ve asked him all the silly questions, so that you don’t need to.

5 Highlights from the MTBPS
It’s no surprise that right from the start Finance Minister Pravin Gordhan would not be drawn in on any questions surrounding his long term battle with the Hawks on alleged fraud charges and setting up of a rogue unit at the South African...

Why I’m not surprised about Groupon South Africa’s demise
Today Groupon South Africa announced it is shutting its doors with a simple message on its website: “We are sorry to inform you that as of 4 November 2016 Groupon has wound down its operations in South Africa and we are unable to offer yo...

5 Ways Trump’s win will impact South Africa
With America so (geographically) far away we may be forgiven for thinking that the latest election outcome will not affect us. But we’d be dead wrong, and here’s why.

Emirates ticket scam does the rounds
Consumers are being tricked into giving away their personal details by an advert that is claiming to offer two free tickets from Emirates airways.

