Articles by Athenkosi Sawutana
Reusable menstrual products save money, period!
Menstrual products are almost as essential to women’s wellbeing as food. It’s hard to imagine life before disposable pads, and we’ll always be indebted to the inventor - or inventors, as history has it.
Ready to start saving? Know your interest rates
One of the things that inspire us to save is the interest we earn from our savings. When you open a savings account, you’ll often see interest rates classified as nominal or effective. But what does this mean?
How to ensure your credit report is up to date
Have you ever looked at your credit report and thought that the information displayed does not match what you know? You have paid your accounts, or you’ve completed the debt counselling programme, but it’s not reflected in your cre...
Unsecured debt 101: Use it responsibly
The emergence of COVID-19 has dramatically changed our lives. The financial impact has been sweeping and has resulted in massive job losses, business closures and salary cuts.
How youth deal with financial obstacles and manage money better
June is the month when we traditionally shout out to the youth of South Africa. However, with youth unemployment at close to 75%, it can seem as though there is little to celebrate.
Refinance your car or pay off the existing loan?
When the economic climate and your personal circumstances change, it’s a good idea to review your finances to match your current financial state. Refinancing your car loan is one of the things you could consider. But is it a good idea or ...
How to protect yourself from financial fraud
Financial fraud is prevalent in South Africa, as it is globally. According to the South African Banking Risk Information Centre (SABRIC), cybercrime, in particular, is becoming even more common than ‘traditional’ bank crimes. In 20...
Rewards programmes are going mobile – how does this affect you?
Rewards programmes are going mobile – how does this affect you?
You can improve your credit score - here's how
Regardless of your situation, there are always steps you can take to improve your credit score. In this article, we’ll show you how you can achieve this with some planning and discipline.
Shopping showdown: Where to buy your groceries
Food is becoming prohibitively expensive in South Africa. In January, StatsSA released a study showing that food and non-alcoholic beverages are some of the biggest contributors to inflation.
Should you buy a car?
There is no doubt that there are many benefits to buying your own wheels. For many people it’s the convenience that comes with it - being able to travel whenever you want.
Can a personal loan save you money?
A personal loan can be a useful tool to achieve your financial goals. It can help pay for your children’s education, house renovations, and medical expenses. But can it be used as a tool to save you money?