Articles by Athenkosi Sawutana
Is a home loan a great savings tool?
There are many saving and investment options available to consumers. What you decide to use is dependent on your circumstances. But should you make your home loan your choice of a savings vehicle and how does that exactly work?
Everything you need to know about wills
Death can leave a lot of confusion and chaos. What happens to your possessions when you die can have a profound effect on those you leave behind. But you can soften the impact by drawing up a will.
How to secure a government housing subsidy
If you’re a South African citizen wanting to buy a house for the first time, the government can help you secure a home loan through a programme called the Finance Linked Individual Subsidy Programme (FLISP). How does this programme work a...
Which home office expenses can you claim from SARS?
The new coronavirus has forced many companies to allow their employees to work from home. This may save costs for the employer, but it does pass them on to the employee. Many of these are costs tax-deductible.
Know your rights around your bank account
Consumers have many rights when it comes to their bank account. However, just like any other rights, these are balanced by duties and obligations.
Advice for people buying shares in a company
Perhaps there’s a company that you’ve always wanted to be part of or own, but you don’t have enough money to buy the company or the owner is not selling. Buying shares is one way you can ensure you’re a step closer to...
Make your online shopping experience splendid
Online shopping has become a phenomenon over the years and since the Covid-19 lockdown, even more people are shopping online.
Asset repossession - what banks want you to know
When you’re facing financial strain, it can be difficult to keep up with your debt. Unfortunately, if you refrain from paying your debt, your creditors have the right to take legal action against you. This includes repossessing your asset...
How to identify an investment scam
Many people invest a lot of money for their future and that of their offspring. Unfortunately, some of them never reap the benefits because the investments were scams. Luckily, there are ways you can find out if an investment opportunity is too ...
COVID: Selling a house in the time of Covid-19
Selling your house can be one of the biggest challenges you’ll ever encounter in your life. This is not only because of the time and money spent investing in it and your accompanying emotions, but also because of economic factors. But is ...
Can your debt be cancelled?
If you constantly struggle to pay your debt, you may have considered asking your creditors to write off some - or all - of it. But this request is highly unlikely to be met with any success.
Older people pay more for car insurance and other myths busted
When it comes to vehicle insurance there are nearly as many myths flying around as there are uninsured vehicles. The bottom line is that an insured vehicle is a safe vehicle that can save you a lot of money in the case of an accident. Yet, the m...