Articles by Athenkosi Sawutana
Why debt counselling is better than an administration order
If you are struggling with debt, there are a wide range of programmes that could provide some relief. However, in order to choose the best one, you must be aware of its benefits and pitfalls.
COVID: Can you claim for UIF if your salary has been cut?
The novel Coronavirus has put a lot strain on many employers’ finances. Due to the imposed lockdown companies have found themselves laying off workers, cutting working hours, and cutting salaries.
What’s the deal with underwriting?
When you apply for a long-term insurance policy, a financial adviser will ask some personal questions about your lifestyle, family history, health, and even ask you to take some medical tests. This process is called underwriting, but is it reall...
Is it time to consolidate your debt?
If you have multiple credit agreements across various credit providers or you can’t keep up with your monthly instalments, consolidating your debt commitments into one could assist you.
3 Ways to save for your retirement as a freelancer
Being a freelancer may allow you to work where you want and determine your own income, but it also comes with many responsibilities, such as deciding where and how to save for your retirement. While most employers ensure that their employees ret...
COVID: How to reduce your car insurance premiums during lockdown
People have been driving less since the lockdown was instituted. This has not only reduced the number of road accidents but also the amount of money you pay on petrol. But can you reduce the amount you pay on your car insurance?
Will you lose your pension if your employer closes shop?
Ever since Covid-19 made its way to our shores many people have found themselves out of work. Some companies are closing, leaving the workers stranded. But are they going down with your pension?
COVID: Will you lose your pension if your employer closes shop?
Ever since Covid-19 made its way to our shores many people have found themselves out of work. Some companies are closing, leaving the workers stranded. But are they going down with your pension?
COVID: What if you can’t keep up with your pension contributions?
If you have a financial adviser and your short-term financial circumstances have changed, discuss ways that you can keep committed to your long-term goals even if it means that some of your shorter-term contributions are lower than they might ha...
Ensure your family doesn’t feel the impact of your retrenchment
Retrenchment doesn’t only change the way you view yourself; it also alters the relationship between you and your family. Things can go from good to bad within a short space of time. But you can do something to prevent your family from fee...
Someone got injured on my property – now what?
Life is unpredictable and no matter how careful we are, accidents happen. But what if someone has an accident while visiting your house? Your guest could fall off the stairs, slip on the floor or get bitten by your dog.
How income protection can help you when you’re sick
Your greatest asset is probably your ability to earn an income, which provides a certain lifestyle and the capacity to take care of your dependants. That’s why it’s so important to protect your income against unforeseen illness or ...