Articles by Athenkosi Sawutana

  Retirement annuities compared – pick the one for you

Retirement annuities compared – pick the one for you

9 July 2019 · Athenkosi Sawutana

When selecting an RA you must know the type of annuity you are investing in. Retirement annuities are divided into two categories: traditional and new generation annuities.

Recent tax changes – how do they affect you?

Recent tax changes – how do they affect you?

9 July 2019 · Athenkosi Sawutana

In January this year, various amendments to the Taxation Laws Amendment Bill and the Tax Administration Act were announced. While some changes will benefit you, others could be to your disadvantage. Justmoney looks at how some of the recent chan...

Claiming from RAF – should you lawyer up?

Claiming from RAF – should you lawyer up?

30 June 2019 · Athenkosi Sawutana

A claim against the Road Accident Fund (RAF) can take up to five years before settlement. In trying to secure payment faster, should you appoint a lawyer rather than approaching the RAF directly?

Medical aid questions to ask before switching employers

Medical aid questions to ask before switching employers

27 June 2019 · Athenkosi Sawutana

Taking on a new job can be extremely exciting with its new possibilities and probably better pay. However, it can have implications on your medical aid.  

5 Ways to fireproof your house

5 Ways to fireproof your house

23 June 2019 · Athenkosi Sawutana

It’s a fact that some homes are more prone to fire than others. A tragic example of this is the horrific 2017-Knysna wildfires in which people lost their lives and homes. How can you fireproof your house? Justmoney learnt five things you ...

Do you still need credit life cover when you have life cover?

Do you still need credit life cover when you have life cover?

19 June 2019 · Athenkosi Sawutana

When you take out credit, your creditors will require you to pay back what you owe no matter what your circumstances are. This is why they have credit life cover built into their loans to ensure you are still able to pay off your debt, should an...

Splitwise: Split the bill not the friendship

Splitwise: Split the bill not the friendship

9 June 2019 · Athenkosi Sawutana

Collecting your friends’ debt to you can be draining. You don’t want to ruin your friendship with them, and it can also be extremely awkward. I don’t know how many times I have written, deleted, and rephrased texts, remindin...

Everything you need to know about student loans

Everything you need to know about student loans

28 May 2019 · Athenkosi Sawutana

Higher education comes with a big price tag nowadays and many people have failed to reach their dreams because they cannot afford to pay for their studies.

How does Tyme bank compare to traditional banks?

How does Tyme bank compare to traditional banks?

23 April 2019 · Athenkosi Sawutana

The South African banking industry is slowly moving into the digital space. In 2001, Capitec Bank opened its doors, changing the way banking had traditionally been done, ensuring that customers can access their accounts digitally.  

Young woman building a legacy brick by brick

Young woman building a legacy brick by brick

11 April 2019 · Athenkosi Sawutana

When her dad passed away, Siyasanga Ngcongca, an internal auditing graduate, took over the family business. Ngcongca Construction, as her company is known, is a service provider to five insurance companies, handling building and commercial claims.

Inside the car dealership: When is the best time to buy a car?

Inside the car dealership: When is the best time to buy a car?

3 April 2019 · Athenkosi Sawutana

This week Justmoney discovers the best times to buy a car in South Africa, especially when you are on a budget.

Why tax evasion shouldn’t cross your mind

Why tax evasion shouldn’t cross your mind

28 March 2019 · Athenkosi Sawutana

In recent years the South African Revenue Services (SARS) has seen a decline in tax compliance.  Government corruption and lack of tax education have been cited as some of the reasons citizens evade or avoid their taxes.