Articles by Danielle van Wyk
Do you need credit to survive Easter?
Easter weekend is here and with it the expectation of celebration. While there is nothing wrong with this, it often means spending more money than you bargained for.
Young professional? Here is the best bank for you
If you’re under 35, have a four-year degree, and you’re looking to take your banking experience to the next level, you may be considering young professional banking products.
MoneySmart: Is it worth your while?
Budgeting apps have revolutionised the way in which consumers manage their finances. From being able to access all your bank accounts to gaining access to budgeting tools, savings structures, and having your spending habits tracked – all ...
Are you liable for your spouse’s debt?
Marriage may signal taking on someone’s last name, family, and even traditions. But are you signing up to be liable for your spouse’s debt too? And if your life partner is made redundant or fired, will you be responsible for your s...
Tax free savings accounts – Which offer you the best value?
This week Justmoney compares TFSA’s across the five banks mentioned to see which bank allows for the most savings potential and which is cheaper to utilise.
Does new home loan pricing mean you pay less?
In line with annual price guide revisions, Standard Bank has taken it a step further by reworking and introducing its home loan pricing structure. This may be a big win for consumers as it signals cheaper repayments and lower interest rates.
Bundling life insurance as newlyweds: Will you save?
Getting married signals quite a few extra expenses, whether it be on the wedding party or furnishing a new home. Therefore, you may be looking to save on costs such as your insurance. One such way is bundling your insurance. But is this the best...
3 Vehicle financing options compared: Which is cheaper?
Buying a car is a considered a milestone, both in life and financially. Unless you’re able to fork out the cash, many opt for financing. But often the excitement to drive it off the showroom floor overshadows the need to check if you ...
Are you ready to just tap and go when you pay?
The integration of the tap and go system has revolutionised the way consumers make payments. Instead of having to insert or swipe your card, you are now able to simply tap and have the payment registered almost instantaneously. But how safe is this?
4 Steps to turn around your debt
For many of us, January is the month to set goals, find renewed motivation, and make changes to areas of our lives where we feel that they’re needed. But let’s be honest, as the year and the motivation dwindles, these goals are oft...
Which bank offers the best home loan?
Choosing to buy a home is an exciting but stressful experience. We compare the home loan offers of South Africa’s biggest banks to help you choose the best option.
Your biggest credit conundrums – answered
Understanding your credit health is one of the most important factors in managing your finances. This is because it gives you insight into your debt, your borrowing ability, and your financial history. While many understand this, there are still...