Articles by Danielle van Wyk
4 Steps to turn around your debt
For many of us, January is the month to set goals, find renewed motivation, and make changes to areas of our lives where we feel that they’re needed. But let’s be honest, as the year and the motivation dwindles, these goals are oft...
Best ways to save your money short-term
For many, it seems close to impossible to save when spending on holiday getaways, Christmas gifts, while also trying to ensure there’s money left to survive January. Justmoney takes a look at the best ways you can save during the short term.
Is your home correctly priced for the market?
The property market is typically in either one of two phases, a buyers’ market or a sellers’ market. According to real estate experts, we are currently in a buyer’s market. For this reason, it is important as a seller to cor...
Fuel rewards programme – how to fill up on petrol and points
South Africa’s volatile economy has often meant that factors like the fuel price bear the brunt. This year alone the country’s fuel price has fluctuated by between R1.50 to almost R3, which has put increasing pressure on motorists....
Money Savvy Kids: Are you looking to start your own business?
Are you looking to start your own business, but finding that the process can be overwhelming? From sales, marketing, and operational teams to budgets and cash flow, there is quite a bit that goes into starting one’s own business.
What does it mean to be blacklisted?
The term ‘blacklisted’ has typically meant that you as a consumer are in arrears with an account or have a judgement against your name for an account.
Your biggest credit conundrums – answered
Understanding your credit health is one of the most important factors in managing your finances. This is because it gives you insight into your debt, your borrowing ability, and your financial history. While many understand this, there are still...
Why is a good credit record important
Your credit record is not only an indicator of your financial health, but it is used by lenders when determining whether to grant you the credit you may have applied for.
Are you ready to just tap and go when you pay?
The integration of the tap and go system has revolutionised the way consumers make payments. Instead of having to insert or swipe your card, you are now able to simply tap and have the payment registered almost instantaneously. But how safe is this?
3 Vehicle financing options compared: Which is cheaper?
Buying a car is a considered a milestone, both in life and financially. Unless you’re able to fork out the cash, many opt for financing. But often the excitement to drive it off the showroom floor overshadows the need to check if you ...
Bundling life insurance as newlyweds: Will you save?
Getting married signals quite a few extra expenses, whether it be on the wedding party or furnishing a new home. Therefore, you may be looking to save on costs such as your insurance. One such way is bundling your insurance. But is this the best...
Does new home loan pricing mean you pay less?
In line with annual price guide revisions, Standard Bank has taken it a step further by reworking and introducing its home loan pricing structure. This may be a big win for consumers as it signals cheaper repayments and lower interest rates.