Articles by Fiona Zerbst

How is a car’s replacement value determined?
It’s common for vehicle owners whose car is written off or stolen to feel that the replacement value is inadequate. We consider how to avoid this situation.

How NHI will affect your medical aid membership
The National Health Insurance (NHI) Bill aims to introduce universal health insurance in South Africa. We examine how it may affect medical aid members.

How to guard against digital banking fraud
Digital banking fraud in South Africa results in the loss of hundreds of millions of rands annually. We explain who is liable, and how you can protect yourself.

How to end bad money habits – three personal accounts
Bad money habits can compromise our financial goals and future gain. Three South Africans share the habits they once had, and how they overcame them.

How to manage your finances if you emigrate
Emigration and financial emigration are not the same thing. We reveal the best options for managing your finances if you choose to move abroad.

Which online information can you trust?
There’s a wealth of free financial content available online – and the pool is growing rapidly. How can you tell what’s trustworthy, and what’s potentially harmful?

What to expect when applying for child maintenance
Applying for child maintenance can be confusing and stressful. We explain who pays, what’s covered, and how to prepare and lodge an application.

Is gold a good investment?
Gold can be a good investment when market conditions are volatile. We consider the advantages of investing in gold, and how you can go about it.

4 Financial mistakes young people make - and how to avoid them
The road to financial independence is strewn with obstacles. We share critical lessons learned by four South Africans.

How safe are South African banks?
We investigate the security of the South African banking system, and whether our deposits are adequately protected.

Can you take out life insurance for someone else?
Life insurance offers critical cover for loved ones – but can you take it out on behalf of someone else? We consider whether, and when, this can be done.

Is property a good investment right now?
Buying property in tough economic times isn’t for everyone, but it can offer advantages. We look at the pros and cons of buying a home now.

