Articles by Fiona Zerbst
Personal loans – will you qualify for the amount you need?
A personal loan can help you achieve your financial goals - but you may qualify for less than you’d like, or need. We examine how lenders set lending limits.
Do you qualify for credit in South Africa?
Credit can empower you to realise your goals; however, qualification is not guaranteed. We explain what may disqualify you, and how you can change this.
How to manage your money when you start working
Starting a new job brings excitement, but with it, financial responsibilities. We consider how to make sensible money choices and avoid some common mistakes.
Tax tips for the self-employed in South Africa
Self-employed people are responsible for administering their own personal income tax. We explain the process from registration to payment.
Single mom? Here’s how to manage expenses
Single mothers need to manage their money smartly to ensure a sound future for themselves and their children. We provide tips for stretching strained funds.
What are you entitled to when retrenched?
Retrenchment is sadly common in our weak economy. This article explains what happens when you’re retrenched, and what recourse you may have.
How post-retirement annuities are taxed
Pensioners are often dismayed to find they are taxed on income from their post-retirement annuities. We provide tips for managing this liability.
Defaulting - what does it mean, and what are the consequences?
Defaulting on repayments can have dire consequences. We examine what defaulting is, why it’s potentially serious, and how you can limit the damage.
Demystifying the life insurance claims process
The life insurance claims process can be confusing. We demystify the process by outlining the steps, and what you can expect when submitting a claim.
Will your insurance cover flooding?
Flooding and other extreme weather events can cause significant financial loss. We consider insurance types that cover this, and the conditions attached to them.
5 Smart investment tips
Investing can be complex, and it’s easy to feel overwhelmed. We provide tips for making good investment decisions and avoiding common pitfalls.
Savvy questions to ask when choosing a personal loan provider
Understanding the terms and conditions of your personal loan is vital. We consider the questions you should ask before taking a loan from a credit provider.