Articles by Fiona Zerbst
Your rights when defaulting on a credit agreement
Defaulting on a credit agreement can damage your credit score, but you do have recourse and rights. We outline these.
Should more food items be tax-exempt?
Food items that are VAT-exempt help cash-strapped consumers to save. We ask whether more foods should be exempted, and whether prices will continue to rise.
How to avoid having your car repossessed
Breaching the terms of a vehicle loan agreement can lead to car repossession. We provide some tips to avoid this costly and distressing legal scenario.
How to raise a dispute with a credit bureau
Incorrect information may appear in your credit report – and you have a right to challenge it. We discuss how to raise a dispute with a credit bureau.
Which post-retirement annuity is best for you?
Post-retirement annuities provide you with an income in your senior years. We outline the options, and consider the pros and cons of each.
Protests in South Africa – what are the legalities?
There are regulations governing organising or taking part in a protest. This article explores the legalities, along with the rights of protestors.
How to buy a first-rate second-hand car
Buying a second-hand car can be risky if you aren’t aware of the pitfalls. We provide tips for purchasing a quality used vehicle.
Installing solar power in a residential complex
Residential estates and complexes can install solar power, but there are regulations involved. We outline what you need to know before going off the grid.
Tax-free savings accounts – optimise your investment
A tax-free savings account (TFSA) is no ordinary savings vehicle. We examine misconceptions around TFSAs and explore the benefits and costs of different products.
The pros and cons of pawnshop loans
A pawnshop (or collateral) loan is a fast, convenient way to obtain cash. We consider the pros and cons of these loans, and provide some useful tips.
How to avoid paying Eskom more for less
Consumers will be hard-hit when Eskom’s new tariff increase takes effect. We investigate why we’re paying more for less power, and how to avoid this.
The water crisis: What can we do about it?
The deepening water crisis is unlikely to be resolved any time soon. This article considers what you can do to put a water resilience strategy in place.