Articles by Fiona Zerbst

How to calculate and reduce your electricity usage
Eskom has applied for a 32% tariff hike, which could see energy costs soaring. We consider how to calculate energy use in order to reduce your electricity spend.

Reward yourself wisely this holiday season
As the holiday season approaches, many of us look forward to taking a break. We consider how you can reward yourself wisely, and avoid end-of-year debt.

How to break poor credit habits
We investigate how poor credit habits can impact your financial health, and we consider what you can do to break them

Earned wage access unlocks funds for urgent needs
Struggling to make ends meet ahead of payday? Earned wage access could be the solution that you need.

What does a lung transplant cost in South Africa?
Lung transplants became a topic of intense media interest when SA’s first Covid-related lung transplant was conducted. We consider the costs involved.

Are unvaccinated people paying more for insurance?
This article examines how insurers approach vaccination against Covid-19, and how this could affect your finances.

Should you refinance your home?
In this article, we explore the reasons you may consider refinancing your home - whether renovating, planning for your child’s education, or consolidating debt

Life insurance – are you over- or underinsured?
In this article we consider how to tell if your insurance is fit for purpose, and if not, the adjustments you can make to ensure the correct level of cover.

What your children learn from your money behaviours
There are many modes of operation when it comes to money. We consider various money personalities, and additional factors that shape children’s financial behaviour.

The importance of giving pocket money to children
This article considers the benefits of giving pocket money to children, and some methods for teaching them to make wise money choices later in life.

What are the best financial gifts for children?
Children love to receive shiny presents, but it’s often wiser to give them a gift that can help to secure their future. We consider the best financial gifts to give a child, and their tax implications.

What to ask your medical scheme before a procedure
This article outlines the questions you should ask your medical scheme before undergoing a procedure, and what you need to consider before admission to hospital.

