Articles by Fiona Zerbst

What are the cheapest credit options?
In this article, we consider which forms of credit best match specific needs, factors you should consider when applying for credit, and how to limit your need to borrow.

What you should know before subletting a property
Subletting is becoming more popular in South Africa. This article examines the legality of this practice, and provides tips on how to sublet safely and advantageously.

5 Financial challenges facing SA’s youth
We investigate how societal and economic challenges affect SA youths’ finances, and offer tips for overcoming these.

Load shedding – the real cost to South Africans
Load shedding is taking a heavy toll on South African consumers. This article examines some of the real financial costs, and provides some useful tips on how to minimise these.

The fuel price and the fuel levy – the road ahead
We examine how the fuel price is set, whether a reduction in the fuel levy is likely, and what consumers can do to mitigate the effects of higher prices.

Load shedding - what’s the solution?
Loadshedding has escalated to untenable levels. We find out what the solution may be, and what we can expect over the next few years.

How to cope with financial stress
Financial stress is something most of us face. This article unpacks financial anxiety, and offers some practical coping mechanisms.

How do employer-employee loans work?
We find out what an employer-employee loan entails, and we have a look at the questions you should ask before you initiate the process.

9 Practical ways to reduce debt
We investigate nine practical ways to reduce your debt and keep future debt to a minimum.

Items with the best resale value
This article explores which items are proving to be most popular in the second-hand market, and which may offer the best return from a resale perspective.

Should you take out a student loan?
Getting a tertiary qualification is expensive, but it can make a big difference to your future prosperity. This article considers student loan criteria and conditions.

When is it too late to take out life insurance?
We consider life insurance options for middle-aged or older consumers, and alternatives to life cover if you are declined by insurers.

