Articles by Fiona Zerbst

Can your workplace offer you financial assistance?
People facing financial difficulties may turn to their company for assistance. We consider how companies can assist and how employees can access this.

The importance of having a valid will
A will ensures that your affairs are dealt with properly when you die. This article explains what a valid will is, and why it should be reviewed regularly.

Why do you need a living will?
A living will sets out your desired medical care should you become incapacitated and unable to communicate. This article examines the importance of having a living will.

What happens to your debt when you die?
What happens to our debt when we die? We consider different scenarios, and the role of financial planning in creating a debt-free legacy.

The secrets to a successful stokvel
This article investigates the pros and cons of stokvels, and considers how stokvel groups can boost their finances.

Should you take out a loan to cover funeral expenses?
We look at the cost of funerals in South Africa, and we consider whether it’s worth taking out a personal loan to cover any shortfalls.

Is a personal loan a wise way to cover medical expenses?
Healthcare is becoming increasingly expensive in South Africa. We consider whether a personal loan can be used to cover shortfalls.

Can you budget if you’re a gig economy worker?
One of the challenges of being a gig worker is not having a regular salary. We have a look at how to budget if you have an unpredictable income.

Medical insurance versus medical aid – which is best for you?
Medical insurance tends to be less costly than medical aid, however, will you still be adequately protected?

Pet insurance – affordable or a luxury?
Pet insurance is rising in popularity. But how does it work, and are premiums affordable for the average pet owner?

Why "insurance fronting" for your children is a bad idea
We examine the consequences of “insurance fronting” for your children and investigate legal ways to decrease your children’s premiums in South Africa.

Are you paying too much in bank fees?
We find out how you can bank with savvy, to best manage fees and charges.

