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Articles by Harper Banks

Should you take a sabbatical?

Should you take a sabbatical?

22 November 2022

We find out what a sabbatical is, how to persuade your employer to let you take one, and how to manage your finances before, and while, you’re away.

Teach your child how to budget effectively

Teach your child how to budget effectively

21 September 2022

We discuss how to teach your child to set up their first budget, and we consider some basic financial concepts you should introduce them to.  

What if you max out your credit card?

What if you max out your credit card?

20 September 2022

We consider the consequences of maxing out your credit card, including the impact it will have on your interest-free benefit and your credit score.

Is it worth having two home loans?

Is it worth having two home loans?

18 September 2022

Managing a mortgage loan is a huge responsibility. In this article, we consider the possibility of acquiring a second home loan, and the benefits attached to it.

Should you buy, or rent a home?

Should you buy, or rent a home?

6 September 2022

This article presents a financial comparison between renting and buying for the first year of living in a property, and considers the pros and cons of each.

The ultimate guide to understanding your credit score

The ultimate guide to understanding your credit score

10 August 2022

Your credit score has an impact on your financial wellbeing. We answer pressing questions in this easy-to-understand guide.

Why financial freedom matters, and how you can achieve it

Why financial freedom matters, and how you can achieve it

27 July 2022

Everyone has their own idea of what financial freedom means. We consider its value, and the steps you can take to achieve it.

Encouraging your employer to support your CSR cause

Encouraging your employer to support your CSR cause

26 July 2022

Many community projects struggle to secure funding. We consider how to encourage your employer to help finance these projects.

Maintain your home for optimal property value

Maintain your home for optimal property value

4 July 2022

Home maintenance is an expensive but essential activity. We have a look at why it is important and how you can use it to optimize your property value.

How to prepare your car for a long-distance trip

How to prepare your car for a long-distance trip

28 June 2022

We consider preparations needed to undertake a long-distance road trip.

Should you take out a loan or rent-to-own?

Should you take out a loan or rent-to-own?

27 June 2022

We compare personal loans to new finance models that are emerging, such as rent-to-own, which offers the same solution in a different format.

What’s the minimum income for a car loan?

What’s the minimum income for a car loan?

20 June 2022

When you apply for vehicle finance, your lender will consider several factors when assessing your application, including your income.

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