Articles by Harper Banks
Should you take a sabbatical?
We find out what a sabbatical is, how to persuade your employer to let you take one, and how to manage your finances before, and while, you’re away.
Being caught in an accident without car insurance
Many South Africans don’t have car insurance, even if they regularly use the roads. Given the perceived expense, this seems reasonable – until they are involved in an accident.
The dangers of leaving your savings in a transactional account
Transactional accounts are designed to receive money, which then gets transferred to other accounts, such as your savings. However, what happens when you leave money in your transactional account?
Should credit bureaus notify you when your credit score changes?
Perhaps you checked your credit score today. To your dismay, you find out it’s gone down significantly. If you had realised it was going down sooner, you may have taken action to reverse the damage.
How much should you spend on a tax practitioner?
You could do your taxes yourself, or you could hire someone to do it for you. If you decide to go with the latter, you may wonder how much this would cost you.
How financial coaches are different from financial advisers
The majority of people can benefit from financial advice. But, if you decide to get help, should you reach out to a financial adviser or a financial coach?
How to reduce the cost of receiving international payments
When you receive money from abroad, you may be aware of the hefty fee attached to this kind of transaction. You may also wonder why you should be liable for this fee.
Is it worth increasing debit order payments?
If you pay your creditors by debit order, the default will be set to the minimum amount that you have due each month. However, what if you wanted to pay more?
When will a judgment reflect on your credit report?
You may know that failing to settle your debt on time can result in a judgement, creating havoc with your credit score. But how long will it take to reflect?
How to get the cheapest car insurance deal
Car insurance can add up to a hefty sum which eats into your income. It’s always best, however, to have insurance in place, and there are ways to minimise this cost.
How to have a judgment removed from your credit report
If a judgment is issued against your name, you will soon notice its impact on your credit score. We have a look at what a judgment is, and we consider the steps you should take to have this officially removed from your credit report.
Do you need an ombudsman or an industry regulator?
If you feel as though your creditor or insurance company is taking advantage of you, you may be wondering where you can get help and whether there are organisations to protect you.