Articles by Harper Banks
Should you take a sabbatical?
We find out what a sabbatical is, how to persuade your employer to let you take one, and how to manage your finances before, and while, you’re away.
What if you max out your credit card?
We consider the consequences of maxing out your credit card, including the impact it will have on your interest-free benefit and your credit score.
Is it worth having two home loans?
Managing a mortgage loan is a huge responsibility. In this article, we consider the possibility of acquiring a second home loan, and the benefits attached to it.
Should you buy, or rent a home?
This article presents a financial comparison between renting and buying for the first year of living in a property, and considers the pros and cons of each.
Why financial freedom matters, and how you can achieve it
Everyone has their own idea of what financial freedom means. We consider its value, and the steps you can take to achieve it.
Encouraging your employer to support your CSR cause
Many community projects struggle to secure funding. We consider how to encourage your employer to help finance these projects.
Maintain your home for optimal property value
Home maintenance is an expensive but essential activity. We have a look at why it is important and how you can use it to optimize your property value.
How to prepare your car for a long-distance trip
We consider preparations needed to undertake a long-distance road trip.
Should you take out a loan or rent-to-own?
We compare personal loans to new finance models that are emerging, such as rent-to-own, which offers the same solution in a different format.
What’s the minimum income for a car loan?
When you apply for vehicle finance, your lender will consider several factors when assessing your application, including your income.
Can you get a loan while under debt counselling?
Debt counselling will inevitably have a positive impact on your finances, which may tempt you to acquire further credit. We consider whether this is feasible.
7 Habits to reach financial freedom
We have a look at what financial freedom is, and we identify seven positive habits that you should follow as part of your routine.