Articles by Harper Banks
How to invest R500 to R1,000
As your income grows or your expenses decrease, you could find that you have extra money at the end of the month. We consider how best to invest this money.
A step-by-step guide on how to manage debt
We have a look at the steps you can take to regain control of your debt, and we consider how you can stay motivated while working through the process.
How Gen Zs are using their credit cards
Gen Zs have a unique perspective on credit cards and managing credit card usage. We consider these patterns, and what we can learn from them.
7 Habits to reach financial freedom
We have a look at what financial freedom is, and we identify seven positive habits that you should follow as part of your routine.
Can you get a loan while under debt counselling?
Debt counselling will inevitably have a positive impact on your finances, which may tempt you to acquire further credit. We consider whether this is feasible.
What’s the minimum income for a car loan?
When you apply for vehicle finance, your lender will consider several factors when assessing your application, including your income.
Should you take out a loan or rent-to-own?
We compare personal loans to new finance models that are emerging, such as rent-to-own, which offers the same solution in a different format.
How to prepare your car for a long-distance trip
We consider preparations needed to undertake a long-distance road trip.
Maintain your home for optimal property value
Home maintenance is an expensive but essential activity. We have a look at why it is important and how you can use it to optimize your property value.
Why financial freedom matters, and how you can achieve it
Everyone has their own idea of what financial freedom means. We consider its value, and the steps you can take to achieve it.
Encouraging your employer to support your CSR cause
Many community projects struggle to secure funding. We consider how to encourage your employer to help finance these projects.
Should you buy, or rent a home?
This article presents a financial comparison between renting and buying for the first year of living in a property, and considers the pros and cons of each.