Articles by Harper Banks
How Gen Zs are using their credit cards
Gen Zs have a unique perspective on credit cards and managing credit card usage. We consider these patterns, and what we can learn from them.
A step-by-step guide on how to manage debt
We have a look at the steps you can take to regain control of your debt, and we consider how you can stay motivated while working through the process.
How to invest R500 to R1,000
As your income grows or your expenses decrease, you could find that you have extra money at the end of the month. We consider how best to invest this money.
Alternatives to traditional car ownership
In the face of rising inflation, consumers are considering alternatives to traditional car ownership. We consider three of these.
When should you invest rather than save?
Extra cash left at the end of the month? We have a look at the differences between saving and investing, and we find out how you should decide which one to pursue.
Investing for your retirement – which product to use?
Retirement annuities (RAs) and tax-free savings accounts (TFSAs) - which is better when planning for your retirement?
What do activist investors aim to achieve?
If you had the financial means to invest in a company so that you can enact the change you want to see in the world, would you do it? There is a growing group of individuals who would, and these are known as activist investors.
How to set up a debt-exit plan
If you know that you’re struggling to keep up with your debt repayments, it would be beneficial to set up a plan specifically to be done with your debt. This can help you gain control of your finances again.
Is it worth refinancing your car?
Vehicle finance is a long-term commitment. Once you sign on the dotted line, you’ll be locked into a contract for several years. However, it is possible to renegotiate your terms via vehicle refinancing.
Is short-term car insurance “temporary”?
If you decide to take out car insurance for two weeks while you search for a long-term policy, does this mean that you have temporary car insurance in place?
How much money do you need to survive?
With the rising cost of living, it may be unclear how much money South Africans need to survive, both while earning a living, and once retired.
How a credit card can raise your credit score
Credit cards allow you to buy now and pay later. But did you know that they can also be used to improve your credit score? We find out under which circumstances this is true.