Articles by Harper Banks

9 Money habits of happy couples – and extra tips

9 Money habits of happy couples – and extra tips

21 April 2022 · Harper Banks

Some couples seem to make an art of co-managing money matters. We have a look at the nine financial habits of happy couples, and we consider some key tips you should keep in mind.

How has estate planning gone digital?

How has estate planning gone digital?

12 April 2022 · Harper Banks

While traditional estate planning still has a place, technology has brought significant changes. We find out what these are, and we discuss four considerations that are part of modern estate planning.

Fight less by dividing your finances fairly

Fight less by dividing your finances fairly

6 April 2022 · Harper Banks

Money is a personal matter, and it can cause a lot of conflict in your relationship. We have a look at how splitting your expenses proportionately can prevent disagreements.

Should you stop paying for your adult child?

Should you stop paying for your adult child?

5 April 2022 · Harper Banks

Does your adult child still live with you? We find out how you can encourage your child, or children, to become financially independent, and we consider how you can prepare them early on.

7 Investments to consider – and how they are taxed

7 Investments to consider – and how they are taxed

3 April 2022 · Harper Banks

When you’re looking for an investment that will grow your hard-earned savings, there are many options to consider. We have a look at a list of investments, and we outline the tax implications of each. 

How to ask your partner for financial help

How to ask your partner for financial help

27 March 2022 · Harper Banks

When unexpected expenses come your way, the wisest course may be to ask your partner for help. We have a look at the importance of getting organised before you approach your partner.

What happens when your spouse hides assets during a divorce?

What happens when your spouse hides assets during a divorce?

23 March 2022 · Harper Banks

For certain spouses, it may be tempting to hide assets during a divorce so that they don’t have to share them. We find out how to recognise when your spouse attempts to do this.

The benefits of investing in an empty plot of land

The benefits of investing in an empty plot of land

9 March 2022 · Harper Banks

Have you considered investing in an empty plot of land? We find out how this is different from other types of property, and we outline some of the most important points to consider when pursuing this kind of investment.

How much tax do you pay on unit trusts?

How much tax do you pay on unit trusts?

8 March 2022 · Harper Banks

Investing in a unit trust is a great way to grow your savings. We consider the kinds of profit you can expect from unit trusts, and how each of these are taxed.

How to avoid being a victim of ATM theft

How to avoid being a victim of ATM theft

3 March 2022 · Harper Banks

In South Africa, ATM theft is a big problem. We have a look at what you can do to stay safe while using an ATM, and we consider a couple of tips that are worth keeping in mind.

Do insurance claims affect your credit score?

Do insurance claims affect your credit score?

1 March 2022 · Harper Banks

Claims increase your risk profile, which means that you will cost more to cover as a client, which can raise your premiums. However, you may wonder, can claims also impact your credit score?

14 Questions about money to ask your partner

14 Questions about money to ask your partner

23 February 2022 · Harper Banks

As your relationship becomes more serious, you may consider merging your finances. However, before you take the plunge, it’s essential to know where your partner stands financially.